Ablate arrhythmia add on at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$3,897.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,897.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$229.95 with BCBS vs $47,578.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $229.95 | ↓ -94% |
| BCBS | MCRHMO | $230.73 | ↓ -94% |
| Aetna | MCR | $268.92 | ↓ -93% |
| CorVel Corporation | WORKERSCOMP | $485.45 | ↓ -88% |
| Prime Health | WC | $495.67 | ↓ -87% |
| Careworks (Rockport Community) | WORKERSCOMP | $511.00 | ↓ -87% |
| Molina Healthcare | MGMCR | $740.51 | ↓ -81% |
| AvMed | HMOFI | $935.38 | ↓ -76% |
| United | OptionsPPO | $947.07 | ↓ -76% |
| AvMed | ASOEO | $1,091.27 | ↓ -72% |
| Aetna | ASA | $1,169.22 | ↓ -70% |
| United | GlobalBenefitPlan | $1,753.83 | ↓ -55% |
| Plotkin Health | COMM | $1,948.70 | ↓ -50% |
| AvMed | HIXOON | $1,948.70 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $1,948.70 | ↓ -50% |
| Prime Health Sheriff | COMM | $1,948.70 | ↓ -50% |
| Evolutions | COMM | $2,143.57 | ↓ -45% |
| Oscar | HIX | $2,516.00 | ↓ -35% |
| Multiplan | Primary | $3,039.97 | ↓ -22% |
| PPO Next | COMM | $3,312.79 | ↓ -15% |
| Multiplan | Complementary | $3,312.79 | ↓ -15% |
| PPO Next | PPO | $3,312.79 | ↓ -15% |
| NovaNet | COMM | $3,507.66 | ↓ -10% |
| United | AllPayerAppendix | $6,839.00 | ↑ +75% |
| Molina Healthcare | HIX | $9,611.00 | ↑ +147% |
| Sunshine State Health Plan | QHP | $10,204.00 | ↑ +162% |
| American Health Plan | MCR | $15,000.00 | ↑ +285% |
| BCBS | PHS | $17,306.00 | ↑ +344% |
| BCBS | BSL | $17,695.00 | ↑ +354% |
| BCBS | SBN | $17,695.00 | ↑ +354% |
| BCBS | MBN | $17,695.00 | ↑ +354% |
| Cigna | NBN | $19,890.00 | ↑ +410% |
| BCBS | HMO | $23,118.00 | ↑ +493% |
| BCBS | PPO | $23,478.00 | ↑ +502% |
| BCBS | NWB | $23,478.00 | ↑ +502% |
| Humana | HMO | $35,663.00 | ↑ +815% |
| Humana | PPO | $35,663.00 | ↑ +815% |
| Simply Healthcare | HIX | $38,312.00 | ↑ +883% |
| Cigna | ManagedCareHMO | $47,578.00 | ↑ +1121% |
| Cigna | PPO | $47,578.00 | ↑ +1121% |
Visitor-reported prices
Comments
Ablate arrhythmia add on at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $20,892.22 | not published |
| Adventhealth Tampa | Tampa | $12,890.39 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $10,786.00 | $485.45 – $495.67 |
| Adventhealth Port Charlotte | Port Charlotte | $12,245.87 | not published |
| cleveland clinic florida weston hospital | Weston | $5,587.40 | $229.28 – $19,642.00 |
| martin north hospital | Stuart | $5,587.40 | $229.28 – $16,407.00 |
| indian river hospital | Vero Beach | $5,587.40 | $229.28 – $11,098.18 |
| Baptist Hospital | MIAMI | $16,352.05 | $173.17 – $22,641.30 |