#a/b/c/c/h pnl-candida albicans ab at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$37.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.78 with Simply vs $84.74 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $5.78 ↓ -85%
Molina Healthcare MGMCR $7.13 ↓ -81%
AvMed HMOFI $9.00 ↓ -76%
United OptionsPPO $9.11 ↓ -76%
Sunshine State Health Plan QHP $9.56 ↓ -75%
AvMed ASOEO $10.50 ↓ -72%
Humana TRICARE $10.88 ↓ -71%
Aetna ASA $11.25 ↓ -70%
TriWest Healthcare Alliance FED $11.77 ↓ -69%
Molina Healthcare HIX $12.00 ↓ -68%
Humana MGMCRPPO $12.01 ↓ -68%
Humana MGMCRHMO $12.01 ↓ -68%
United VACCN $12.01 ↓ -68%
United AllPayerAppendix $12.01 ↓ -68%
NDMS Definitive Care MGMCR $12.01 ↓ -68%
Veterans Evaluation Services MCR $12.01 ↓ -68%
Wellmed MGMCR $12.01 ↓ -68%
Hospice Big Bend FED $12.01 ↓ -68%
United MCR $12.25 ↓ -67%
BCBS MCRPPO $12.25 ↓ -67%
BCBS MCRHMO $12.25 ↓ -67%
Aetna MCR $12.31 ↓ -67%
WellCare MCR $12.61 ↓ -66%
Sunshine State MCR $12.61 ↓ -66%
American Health Plan MCR $12.73 ↓ -66%
Align Senior Care MGMCR $12.85 ↓ -66%
Florida Complete Care MCR $12.85 ↓ -66%
Healthspring of Florida MGMGR $12.85 ↓ -66%
Gold Kidney of Florida MCR $13.09 ↓ -65%
Centurion GVT $13.21 ↓ -65%
Clear Spring Health MCR $13.21 ↓ -65%
Ultimate Health Plan MCR $13.81 ↓ -63%
Humana PPO $14.25 ↓ -62%
Humana HMO $14.25 ↓ -62%
Longevity Health Plan MCR $14.41 ↓ -62%
Oscar HIX $16.21 ↓ -57%
United GlobalBenefitPlan $16.88 ↓ -55%
Simply Healthcare HIX $18.74 ↓ -50%
Plotkin Health COMM $18.75 ↓ -50%
AvMed HIXOON $18.75 ↓ -50%
Prime Health Sheriff COMM $18.75 ↓ -50%
Prime Health Sheriff WORKERSCOMP $18.75 ↓ -50%
Multiplan Primary $29.25 ↓ -22%
PPO Next COMM $31.88 ↓ -15%
PPO Next PPO $31.88 ↓ -15%
Multiplan Complementary $31.88 ↓ -15%
NovaNet COMM $33.75 ↓ -10%
CorVel Corporation WORKERSCOMP $80.50 ↑ +115%
Prime Health WC $82.20 ↑ +119%
Careworks (Rockport Community) WORKERSCOMP $84.74 ↑ +126%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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#a/b/c/c/h pnl-candida albicans ab at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $5.21 $12.01 – $44.60
Adventhealth Daytona Beach Daytona Beach $28.35 $11.41 – $20.04
Adventhealth Lake Wales Lake Wales $81.20 $12.01 – $26.66
Adventhealth Palm Coast Parkway Palm Coast $17.39 $11.41 – $25.65
Adventhealth Tampa Tampa $185.38 $12.01 – $26.66
AdventHealth New Smyrna Beach New Smyrna Beach $16.56 $11.41 – $26.24
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $7.00 $9.61 – $88.23
Adventhealth Port Charlotte Port Charlotte $80.14 $12.01 – $21.93

All Florida hospitals for this procedure →