3-d radiotherapy plan at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,568.09 with CorVel Corporation vs $10,942.65 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $1,568.09
Oscar HIX $1,580.61
Prime Health WC $1,601.10
Careworks (Rockport Community) WORKERSCOMP $1,650.62
Simply Healthcare HIX $2,030.47
Cigna NBN $2,115.58
AvMed HMOFI $2,918.04
United OptionsPPO $2,954.52
Sunshine State Health Plan QHP $3,100.42
AvMed ASOEO $3,404.38
Aetna ASA $3,647.55
Molina Healthcare HIX $3,890.72
Humana PPO $4,620.23
Humana HMO $4,620.23
Cigna PPO $5,045.78
Cigna ManagedCareHMO $5,045.78
United GlobalBenefitPlan $5,471.32
Molina Healthcare MGMCR $6,000.00
AvMed HIXOON $6,079.25
Plotkin Health COMM $6,079.25
Prime Health Sheriff WORKERSCOMP $6,079.25
Prime Health Sheriff COMM $6,079.25
Multiplan Primary $9,483.63
Multiplan Complementary $10,334.73
PPO Next PPO $10,334.73
PPO Next COMM $10,334.73
NovaNet COMM $10,942.65
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
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3-d radiotherapy plan at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $832.43 – $832.43
Adventhealth Daytona Beach Daytona Beach $6,347.06 $1,373.15 – $2,412.40
Adventhealth Palm Coast Parkway Palm Coast $6,565.40 not published
Adventhealth Tampa Tampa $11,229.12 $1,445.42 – $3,208.83
AdventHealth New Smyrna Beach New Smyrna Beach $8,244.55 $1,373.15 – $3,157.52
Adventhealth Port Charlotte Port Charlotte $5,619.54 not published
cleveland clinic florida weston hospital Weston $8,897.85 $191.22 – $10,030.85
martin north hospital Stuart $8,897.85 $171.09 – $5,900.50

All Florida hospitals for this procedure →