Rmvl pm gen w/rplc pm gen sgl lead sys at Ascension Sacred Heart Bay (Bay County Health System, Inc.)
615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041
$14,754.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$36,887.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16,132.00 with UHC NHP vs $17,924.00 with UHC HMO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC NHP | 2528_UNITED HEALTH CARE NHP BMFL 20250701 | $16,132.00 | ↑ +9% |
| UHC HMO | 2527_UNITED HEALTH CARE HMO BMFL 20250701 | $17,924.00 | ↑ +21% |
Visitor-reported prices
Comments
Rmvl pm gen w/rplc pm gen sgl lead sys at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA GULF COAST HOSPITAL | PANAMA CITY | not published | $463.36 – $487.75 |
| Adventhealth Daytona Beach | Daytona Beach | $33,249.68 | $8,209.72 – $14,423.19 |
| Adventhealth Tampa | Tampa | $16,620.67 | $8,641.82 – $19,184.83 |
| Adventhealth Port Charlotte | Port Charlotte | $15,789.64 | $8,641.82 – $15,779.96 |
| cleveland clinic florida weston hospital | Weston | $17,464.85 | $165.37 – $22,838.65 |
| martin north hospital | Stuart | $17,464.85 | $256.60 – $13,434.50 |
| indian river hospital | Vero Beach | $17,464.85 | $165.37 – $21,495.20 |
| Baptist Hospital | MIAMI | $16,497.00 | $173.17 – $22,842.00 |