Lymph vessel x-ray trunk at Ascension Sacred Heart Bay (Bay County Health System, Inc.)
615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,258.30 with CIGNA vs $6,833.27 with UHC NHP — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA | 2532_CIGNA BMFL 20250701 | $2,258.30 | — |
| UHC HMO | 2527_UNITED HEALTH CARE HMO BMFL 20250701 | $6,833.27 | — |
| UHC NHP | 2528_UNITED HEALTH CARE NHP BMFL 20250701 | $6,833.27 | — |
Visitor-reported prices
Comments
Lymph vessel x-ray trunk at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA GULF COAST HOSPITAL | PANAMA CITY | not published | $2,078.87 – $6,438.74 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $11,980.00 | $2,231.43 – $6,438.74 |
| cleveland clinic florida weston hospital | Weston | $17,856.80 | $34.81 – $23,075.80 |
| martin north hospital | Stuart | $210.60 | $31.14 – $3,627.02 |
| indian river hospital | Vero Beach | $210.60 | $30.94 – $3,627.02 |
| Baptist Hospital | MIAMI | $2,634.45 | $173.17 – $3,692.97 |
| Bethesda Hospital East | BOYNTON BEACH | $2,634.45 | $371.00 – $3,647.70 |
| Boca Raton Regional Hospital | BOCA RATON | $3,199.95 | $468.00 – $3,367.59 |