Ivp w/nephrotomography at Ascension Sacred Heart Bay (Bay County Health System, Inc.)

615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$1,082.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,707.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$178.69 with WELLCARE vs $1,488.85 with CIGNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE 2492_MEDICARE ADVANTAGE WELLCARE OUTPATIENT BMFL 20250101 $178.69 ↓ -83%
WELLCARE 2604_MEDICARE ADVANTAGE WELLCARE INPATIENT BMFL 20251001 $178.69 ↓ -83%
MEDICARE ADVANTAGE 2439_MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 $178.69 ↓ -83%
MEDICARE ADVANTAGE 2608_MEDICARE REPLACEMENT INPATIENT BMFL 20251001 $178.69 ↓ -83%
BLUE MCR REPLACEMENT 2432_MEDICARE ADVANTAGE BLUE OUTPATIENT BMFL 20250101 $178.69 ↓ -83%
BLUE MCR REPLACEMENT 2596_MEDICARE ADVANTAGE BLUE INPATIENT BMFL 20251001 $178.69 ↓ -83%
FACILITY BILLING - OP 1472_FACILITY BILLING OUTPATIENT PSH 20190101 $178.69 ↓ -83%
UHC MEDICARE 2614_UHC MEDICARE ADVANTAGE INPATIENT BMFL 20251001 $180.48 ↓ -83%
HEALTHSPRING MCR REPLACEMENT 2434_MEDICARE ADVANTAGE CIGNA HEALTHSPRING OUTPATIENT BMFL 20250101 $180.48 ↓ -83%
UHC MEDICARE 2550_UHC MEDICARE ADVANTAGE OUTPATIENT BMFL 20250501 $180.48 ↓ -83%
HEALTHSPRING MCR REPLACEMENT 2598_MEDICARE ADVANTAGE CIGNA HEALTHSPRING INPATIENT BMFL 20251001 $182.26 ↓ -83%
HUMANA GOLD CHOICE MCR REPLACEMENT 2436_MEDICARE ADVANTAGE HUMANA GOLD OUTPATIENT BMFL 20250101 $184.05 ↓ -83%
AETNA MCR REPLACEMENT 2430_AETNA MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 $184.05 ↓ -83%
AETNA MCR REPLACEMENT 2594_AETNA MEDICARE REPLACEMENT INPATIENT BMFL 20251001 $184.05 ↓ -83%
HUMANA GOLD CHOICE MCR REPLACEMENT 2600_MEDICARE ADVANTAGE HUMANA GOLD INPATIENT BMFL 20251001 $184.05 ↓ -83%
SMARTHEALTH 2442_SMARTHEALTH OUTPATIENT 20250101 $250.17 ↓ -77%
SMARTHEALTH 2610_SMARTHEALTH INPATIENT 20251001 $250.17 ↓ -77%
ENCOMPASS HEALTH REHABILITATION 2431_ENCOMPASS HEALTH REHABILITATION MEDICARE OUTPATIENT BMFL 20250101 $268.03 ↓ -75%
OSCAR HEALTH PLAN 2456_OSCAR HEALTH PLAN OUTPATIENT 20250401 $285.90 ↓ -74%
OSCAR HEALTH PLAN 2609_OSCAR HEALTH PLAN INPATIENT 20251001 $285.90 ↓ -74%
AMBETTER COMMERCIAL-EXCHANGE 2611_SUNSHINE HEALTH AMBETTER COMMERCIAL INPATIENT PSH 20251001 $294.84 ↓ -73%
AMBETTER COMMERCIAL-EXCHANGE 2426_SUNSHINE HEALTH AMBETTER COMMERCIAL OUTPATIENT PSH 20250101 $294.84 ↓ -73%
OCCUNET 2114_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20221201 $330.58 ↓ -69%
UHC HMO 2527_UNITED HEALTH CARE HMO BMFL 20250701 $393.89 ↓ -64%
UHC NHP 2528_UNITED HEALTH CARE NHP BMFL 20250701 $393.89 ↓ -64%
OCCUNET 2603_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 $402.05 ↓ -63%
AETNA 2495_AETNA BMFL 20250701 $405.01 ↓ -63%
CIGNA 2532_CIGNA BMFL 20250701 $1,488.85 ↑ +38%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ivp w/nephrotomography at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY $6,380.00 $401.74 – $1,284.34
Adventhealth Port Charlotte Port Charlotte $794.68 $183.17 – $359.53
cleveland clinic florida weston hospital Weston $1,138.15 $20.31 – $1,304.75
martin north hospital Stuart $140.40 $18.17 – $216.00
indian river hospital Vero Beach $140.40 $18.66 – $216.00
Baptist Hospital MIAMI $1,518.40 $73.69 – $2,102.40
Bethesda Hospital East BOYNTON BEACH $1,518.40 $73.69 – $2,102.40
Boca Raton Regional Hospital BOCA RATON $1,270.10 $179.88 – $1,275.96

All Florida hospitals for this procedure →