CT thoracic spine without contrast at Ascension Sacred Heart Bay (Bay County Health System, Inc.)

615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$2,031.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,079.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$106.74 with WELLCARE vs $2,793.45 with CIGNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE 2492_MEDICARE ADVANTAGE WELLCARE OUTPATIENT BMFL 20250101 $106.74 ↓ -95%
WELLCARE 2604_MEDICARE ADVANTAGE WELLCARE INPATIENT BMFL 20251001 $106.74 ↓ -95%
MEDICARE ADVANTAGE 2439_MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 $106.74 ↓ -95%
MEDICARE ADVANTAGE 2608_MEDICARE REPLACEMENT INPATIENT BMFL 20251001 $106.74 ↓ -95%
BLUE MCR REPLACEMENT 2432_MEDICARE ADVANTAGE BLUE OUTPATIENT BMFL 20250101 $106.74 ↓ -95%
BLUE MCR REPLACEMENT 2596_MEDICARE ADVANTAGE BLUE INPATIENT BMFL 20251001 $106.74 ↓ -95%
FACILITY BILLING - OP 1472_FACILITY BILLING OUTPATIENT PSH 20190101 $106.74 ↓ -95%
UHC MEDICARE 2614_UHC MEDICARE ADVANTAGE INPATIENT BMFL 20251001 $107.81 ↓ -95%
HEALTHSPRING MCR REPLACEMENT 2434_MEDICARE ADVANTAGE CIGNA HEALTHSPRING OUTPATIENT BMFL 20250101 $107.81 ↓ -95%
UHC MEDICARE 2550_UHC MEDICARE ADVANTAGE OUTPATIENT BMFL 20250501 $107.81 ↓ -95%
HEALTHSPRING MCR REPLACEMENT 2598_MEDICARE ADVANTAGE CIGNA HEALTHSPRING INPATIENT BMFL 20251001 $108.87 ↓ -95%
HUMANA GOLD CHOICE MCR REPLACEMENT 2436_MEDICARE ADVANTAGE HUMANA GOLD OUTPATIENT BMFL 20250101 $109.94 ↓ -95%
AETNA MCR REPLACEMENT 2430_AETNA MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 $109.94 ↓ -95%
AETNA MCR REPLACEMENT 2594_AETNA MEDICARE REPLACEMENT INPATIENT BMFL 20251001 $109.94 ↓ -95%
HUMANA GOLD CHOICE MCR REPLACEMENT 2600_MEDICARE ADVANTAGE HUMANA GOLD INPATIENT BMFL 20251001 $109.94 ↓ -95%
SMARTHEALTH 2442_SMARTHEALTH OUTPATIENT 20250101 $149.44 ↓ -93%
SMARTHEALTH 2610_SMARTHEALTH INPATIENT 20251001 $149.44 ↓ -93%
ENCOMPASS HEALTH REHABILITATION 2431_ENCOMPASS HEALTH REHABILITATION MEDICARE OUTPATIENT BMFL 20250101 $160.11 ↓ -92%
OSCAR HEALTH PLAN 2456_OSCAR HEALTH PLAN OUTPATIENT 20250401 $170.78 ↓ -92%
OSCAR HEALTH PLAN 2609_OSCAR HEALTH PLAN INPATIENT 20251001 $170.78 ↓ -92%
AMBETTER COMMERCIAL-EXCHANGE 2611_SUNSHINE HEALTH AMBETTER COMMERCIAL INPATIENT PSH 20251001 $176.12 ↓ -91%
AMBETTER COMMERCIAL-EXCHANGE 2426_SUNSHINE HEALTH AMBETTER COMMERCIAL OUTPATIENT PSH 20250101 $176.12 ↓ -91%
OCCUNET 2114_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20221201 $197.47 ↓ -90%
UHC HMO 2527_UNITED HEALTH CARE HMO BMFL 20250701 $235.69 ↓ -88%
UHC NHP 2528_UNITED HEALTH CARE NHP BMFL 20250701 $235.69 ↓ -88%
OCCUNET 2603_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 $240.16 ↓ -88%
AETNA 2495_AETNA BMFL 20250701 $334.03 ↓ -84%
CIGNA 2532_CIGNA BMFL 20250701 $2,793.45 ↑ +38%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

CT thoracic spine without contrast at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY not published $245.18 – $2,070.58
Adventhealth Daytona Beach Daytona Beach $4,614.13 $103.72 – $222.10
Adventhealth Lake Wales Lake Wales $8,789.66 $109.17 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $4,766.49 $103.72 – $301.99
Adventhealth Tampa Tampa $7,653.92 $109.17 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $3,137.63 $103.72 – $290.01
Adventhealth Port Charlotte Port Charlotte $8,899.97 $109.17 – $199.35
cleveland clinic florida weston hospital Weston $856.70 $41.62 – $780.30

All Florida hospitals for this procedure →