Artery x-rays spine at Ascension Sacred Heart Bay (Bay County Health System, Inc.)
615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041
$3,393.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,484.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$426.95 with AETNA vs $11,780.82 with UHC NHP — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | 2495_AETNA BMFL 20250701 | $426.95 | ↓ -87% |
| CIGNA | 2532_CIGNA BMFL 20250701 | $4,666.20 | ↑ +38% |
| UHC HMO | 2527_UNITED HEALTH CARE HMO BMFL 20250701 | $11,780.82 | ↑ +247% |
| UHC NHP | 2528_UNITED HEALTH CARE NHP BMFL 20250701 | $11,780.82 | ↑ +247% |
Visitor-reported prices
Comments
Artery x-rays spine at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA GULF COAST HOSPITAL | PANAMA CITY | not published | $2,078.87 – $10,733.33 |
| Adventhealth Daytona Beach | Daytona Beach | $11,524.16 | $5,520.33 – $9,698.35 |
| Adventhealth Palm Coast Parkway | Palm Coast | $6,440.61 | $5,520.33 – $12,411.45 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $20,013.00 | $2,231.43 – $10,733.33 |
| Adventhealth Port Charlotte | Port Charlotte | $21,237.15 | $5,810.88 – $10,610.66 |
| cleveland clinic florida weston hospital | Weston | $30,872.40 | $89.93 – $39,630.40 |
| martin north hospital | Stuart | $30,305.60 | $80.46 – $23,312.00 |
| indian river hospital | Vero Beach | $30,305.60 | $93.13 – $37,299.20 |