Allograft amnioexcel plus 17mm disk at Ascension Sacred Heart Bay (Bay County Health System, Inc.)
615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041
$8,667.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$21,669.68
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$124.66 with UHC HMO vs $281.69 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC HMO | 2527_UNITED HEALTH CARE HMO BMFL 20250701 | $124.66 | ↓ -99% |
| UHC NHP | 2528_UNITED HEALTH CARE NHP BMFL 20250701 | $124.66 | ↓ -99% |
| CIGNA | 2532_CIGNA BMFL 20250701 | $175.02 | ↓ -98% |
| AETNA | 2495_AETNA BMFL 20250701 | $281.69 | ↓ -97% |
Visitor-reported prices
Comments
Allograft amnioexcel plus 17mm disk at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA GULF COAST HOSPITAL | PANAMA CITY | not published | $99.11 – $209.78 |
| Adventhealth Tampa | Tampa | $473.24 | not published |
| Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) | Jacksonville | $2,959.72 | $124.66 – $255.46 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $9,044.72 | $168.60 – $275.71 |
| Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) | Joe | $8,064.89 | $168.60 – $281.69 |
| Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) | Saint Johns | $2,959.72 | $124.66 – $257.79 |
| Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) | Jacksonville | $2,959.72 | $124.66 – $257.79 |
| Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) | Middleburg | $2,959.72 | $124.66 – $255.46 |