Air conduction bilat at Ascension Sacred Heart Bay (Bay County Health System, Inc.)

615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$129.39 with WELLCARE vs $291.13 with OCCUNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE 2492_MEDICARE ADVANTAGE WELLCARE OUTPATIENT BMFL 20250101 $129.39
WELLCARE 2604_MEDICARE ADVANTAGE WELLCARE INPATIENT BMFL 20251001 $129.39
MEDICARE ADVANTAGE 2439_MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 $129.39
MEDICARE ADVANTAGE 2608_MEDICARE REPLACEMENT INPATIENT BMFL 20251001 $129.39
BLUE MCR REPLACEMENT 2432_MEDICARE ADVANTAGE BLUE OUTPATIENT BMFL 20250101 $129.39
BLUE MCR REPLACEMENT 2596_MEDICARE ADVANTAGE BLUE INPATIENT BMFL 20251001 $129.39
FACILITY BILLING - OP 1472_FACILITY BILLING OUTPATIENT PSH 20190101 $129.39
UHC MEDICARE 2614_UHC MEDICARE ADVANTAGE INPATIENT BMFL 20251001 $130.68
HEALTHSPRING MCR REPLACEMENT 2434_MEDICARE ADVANTAGE CIGNA HEALTHSPRING OUTPATIENT BMFL 20250101 $130.68
UHC MEDICARE 2550_UHC MEDICARE ADVANTAGE OUTPATIENT BMFL 20250501 $130.68
HEALTHSPRING MCR REPLACEMENT 2598_MEDICARE ADVANTAGE CIGNA HEALTHSPRING INPATIENT BMFL 20251001 $131.98
AETNA MCR REPLACEMENT 2430_AETNA MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 $133.27
HUMANA GOLD CHOICE MCR REPLACEMENT 2436_MEDICARE ADVANTAGE HUMANA GOLD OUTPATIENT BMFL 20250101 $133.27
HUMANA GOLD CHOICE MCR REPLACEMENT 2600_MEDICARE ADVANTAGE HUMANA GOLD INPATIENT BMFL 20251001 $133.27
AETNA MCR REPLACEMENT 2594_AETNA MEDICARE REPLACEMENT INPATIENT BMFL 20251001 $133.27
SMARTHEALTH 2610_SMARTHEALTH INPATIENT 20251001 $181.15
SMARTHEALTH 2442_SMARTHEALTH OUTPATIENT 20250101 $181.15
ENCOMPASS HEALTH REHABILITATION 2431_ENCOMPASS HEALTH REHABILITATION MEDICARE OUTPATIENT BMFL 20250101 $194.08
OSCAR HEALTH PLAN 2456_OSCAR HEALTH PLAN OUTPATIENT 20250401 $207.02
OSCAR HEALTH PLAN 2609_OSCAR HEALTH PLAN INPATIENT 20251001 $207.02
AMBETTER COMMERCIAL-EXCHANGE 2611_SUNSHINE HEALTH AMBETTER COMMERCIAL INPATIENT PSH 20251001 $213.49
AMBETTER COMMERCIAL-EXCHANGE 2426_SUNSHINE HEALTH AMBETTER COMMERCIAL OUTPATIENT PSH 20250101 $213.49
OCCUNET 2114_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20221201 $239.37
OCCUNET 2603_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 $291.13

Visitor-reported prices

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Air conduction bilat at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY not published $32.30 – $34.00
cleveland clinic florida weston hospital Weston $419.25 $12.75 – $548.25
martin north hospital Stuart $419.25 $20.10 – $322.50
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $214.79 $91.65 – $265.25
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $214.79 $91.65 – $265.25
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $66.50 $32.30 – $34.00
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $128.90 $32.30 – $32.98
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $35.00 $32.30 – $32.98

All Florida hospitals for this procedure →