Ost urine pch w b/bltin conv at HCA FLORIDA JFK HOSPITAL

4797 PGA BLVD, PALM BEACH GARDENS, FL · HCA Florida Healthcare · · NPI 1326085424

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$49.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$49.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.06 with Aetna vs $550.00 with Healthy Palm Beaches — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHP $7.06 ↓ -86%
Freedom Health MGMCD $7.84 ↓ -84%
Aetna HMO $8.28 ↓ -83%
Aetna PPO $9.55 ↓ -81%
MMM of FL (Health Advantage Plan) MCR $11.27 ↓ -77%
Palm Beach PACE MCR $11.53 ↓ -76%
United PPO OptionsPPO $11.61 ↓ -76%
Humana TRICR $11.78 ↓ -76%
HUMANA MGMCRHMO $12.02 ↓ -75%
HUMANA MGMCRPPO $12.02 ↓ -75%
United Behavioral Health VACCN $12.14 ↓ -75%
United GVT $12.14 ↓ -75%
CarePlus SFL MGMCR $12.14 ↓ -75%
NDMS Definitive Care MGMCR $12.14 ↓ -75%
Devoted Health MCR $12.14 ↓ -75%
Veterans Evaluation Services MCR $12.14 ↓ -75%
Wellmed MGMCR $12.14 ↓ -75%
United MCR $12.38 ↓ -75%
BCBS MCRHMO $12.38 ↓ -75%
BCBS MCRPPO $12.38 ↓ -75%
Aetna MCR $12.50 ↓ -74%
Prominence HealthFirst MCRHMO $12.75 ↓ -74%
Oscar MCR $12.75 ↓ -74%
Sunshine State MCR $12.75 ↓ -74%
American Health Plan MCR $12.87 ↓ -74%
Align MCR $12.99 ↓ -73%
Cigna HealthSpring MGMCR $12.99 ↓ -73%
Florida Complete Care MCR $12.99 ↓ -73%
Sunshine State MCD $13.35 ↓ -73%
Doctors Healthcare Plan MCR $13.35 ↓ -73%
Centurion GVT $13.35 ↓ -73%
Gold Kidney MCR $13.60 ↓ -72%
AmeriHealth Caritas MGMCR $14.57 ↓ -70%
Longevity Health Plan MCR $14.57 ↓ -70%
Aetna ASA $14.70 ↓ -70%
Solis Health Plan MCR $17.60 ↓ -64%
United GlobalBenefitPlanAppendix $22.05 ↓ -55%
AvMed JacksonFirstNetworkOON $24.50 ↓ -50%
Plotkin Health COMM $24.50 ↓ -50%
Prime Health Sherriff COMM $24.50 ↓ -50%
District Cares COMM $24.50 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $36.75 ↓ -25%
Evernorth BH COMM $39.20 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $41.65 ↓ -15%
Healthy Palm Beaches COMM $550.00 ↑ +1022%

Visitor-reported prices

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Ost urine pch w b/bltin conv at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $139.00 $9.71 – $14.57
Baptist Hospital MIAMI $7.15 $1.90 – $173.17
Bethesda Hospital East BOYNTON BEACH $7.15 $2.21 – $9.90
Doctors Hospital CORAL GABLES $7.15 $1.93 – $9.90
Baptist Health Hospital Doral SOUTH MIAMI $7.15 $1.91 – $9.90
Fishermens Community Hospital MARATHON $7.15 $1.84 – $9.90
Homestead Hospital HOMESTEAD $7.15 $1.87 – $167.89
Mariners Hospital TAVERNIER $7.15 $1.90 – $9.90

All Florida hospitals for this procedure →