Lower Back (Lumbar Spine) MRI (with contrast) at HCA FLORIDA JFK HOSPITAL

4797 PGA BLVD, PALM BEACH GARDENS, FL · HCA Florida Healthcare · · NPI 1326085424

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$8,319.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,319.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$550.00 with Healthy Palm Beaches vs $9,982.80 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthy Palm Beaches COMM $550.00 ↓ -93%
Freedom Health MGMCR $715.43 ↓ -91%
Optimum MGMCR $715.43 ↓ -91%
United AllPayerAppendix $828.27 ↓ -90%
Simply Healthcare Plans MGMCR $1,081.47 ↓ -87%
AvMed HIX $1,088.00 ↓ -87%
Aetna QHP $1,200.00 ↓ -86%
Freedom Health MGMCD $1,331.04 ↓ -84%
Molina MCR $1,414.23 ↓ -83%
Aetna HMO $1,462.00 ↓ -82%
Health Sun Health Plan MGMCR $1,771.95 ↓ -79%
AIDS Healthcare MGMCR $1,830.18 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $1,913.37 ↓ -77%
United PPO OptionsPPO $1,971.60 ↓ -76%
Aetna PPO $2,012.00 ↓ -76%
AvMed Engage $2,097.00 ↓ -75%
AvMed Focus $2,097.00 ↓ -75%
AvMed Flex $2,097.00 ↓ -75%
AvMed Select $2,097.00 ↓ -75%
AvMed Empower $2,097.00 ↓ -75%
AvMed FullyInsured $2,119.00 ↓ -75%
Sunshine State Health Plan QHP $2,162.94 ↓ -74%
Molina HIX $2,246.13 ↓ -73%
AvMed ASOEO $2,329.00 ↓ -72%
Aetna ASA $2,495.70 ↓ -70%
BLIS COMM $2,911.65 ↓ -65%
United GlobalBenefitPlanAppendix $3,743.55 ↓ -55%
AvMed JacksonFirstNetworkOON $4,159.50 ↓ -50%
Prime Health Sherriff COMM $4,159.50 ↓ -50%
District Cares COMM $4,159.50 ↓ -50%
Plotkin Health COMM $4,159.50 ↓ -50%
Medica HealthCare MCR $4,908.21 ↓ -41%
CorVel Corporation WORKERSCOMP $5,653.65 ↓ -32%
Prime Health WORKERSCOMP $5,772.67 ↓ -31%
CareWorks (Rockport) WORKERSCOMP $5,772.67 ↓ -31%
Multiplan COMMPPOPRIMARYNETWORK $6,239.25 ↓ -25%
Evernorth BH COMM $6,655.20 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $7,071.15 ↓ -15%
AIDS Healthcare MGMCD $9,982.80 ↑ +20%

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,599.61 $346.11 – $748.98
Adventhealth Lake Wales Lake Wales $10,786.20 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $5,713.77 $346.11 – $1,140.93
Adventhealth Tampa Tampa $6,783.32 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,754.20 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $5,024.86 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,464.80 $74.58 – $2,618.00
martin north hospital Stuart $2,002.00 $66.73 – $1,540.00

All Florida hospitals for this procedure →