Lower Back (Lumbar Spine) CT scan (with and without contrast) at HCA FLORIDA JFK HOSPITAL

4797 PGA BLVD, PALM BEACH GARDENS, FL · HCA Florida Healthcare · · NPI 1326085424

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$15,834.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,834.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.74 with United vs $19,000.80 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $401.74 ↓ -97%
Healthy Palm Beaches COMM $550.00 ↓ -97%
Aetna QHP $868.00 ↓ -95%
AvMed HIX $890.00 ↓ -94%
Aetna HMO $1,061.00 ↓ -93%
Freedom Health MGMCR $1,361.72 ↓ -91%
Optimum MGMCR $1,361.72 ↓ -91%
Aetna PPO $1,462.00 ↓ -91%
Simply Healthcare Plans MGMCR $2,058.42 ↓ -87%
AvMed Select $2,097.00 ↓ -87%
AvMed Empower $2,097.00 ↓ -87%
AvMed Engage $2,097.00 ↓ -87%
AvMed Flex $2,097.00 ↓ -87%
AvMed Focus $2,097.00 ↓ -87%
AvMed FullyInsured $2,119.00 ↓ -87%
AvMed ASOEO $2,329.00 ↓ -85%
Freedom Health MGMCD $2,533.44 ↓ -84%
Molina MCR $2,691.78 ↓ -83%
CorVel Corporation WORKERSCOMP $2,799.60 ↓ -82%
CareWorks (Rockport) WORKERSCOMP $2,858.54 ↓ -82%
Prime Health WORKERSCOMP $2,858.54 ↓ -82%
Health Sun Health Plan MGMCR $3,372.64 ↓ -79%
AIDS Healthcare MGMCR $3,483.48 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $3,641.82 ↓ -77%
United PPO OptionsPPO $3,752.66 ↓ -76%
Sunshine State Health Plan QHP $4,116.84 ↓ -74%
Molina HIX $4,275.18 ↓ -73%
Aetna ASA $4,750.20 ↓ -70%
BLIS COMM $5,541.90 ↓ -65%
United GlobalBenefitPlanAppendix $7,125.30 ↓ -55%
Prime Health Sherriff COMM $7,917.00 ↓ -50%
AvMed JacksonFirstNetworkOON $7,917.00 ↓ -50%
Plotkin Health COMM $7,917.00 ↓ -50%
District Cares COMM $7,917.00 ↓ -50%
Medica HealthCare MCR $9,342.06 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $11,875.50 ↓ -25%
Evernorth BH COMM $12,667.20 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $13,458.90 ↓ -15%
AIDS Healthcare MGMCD $19,000.80 ↑ +20%

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,105.26 $174.01 – $492.42
Adventhealth Lake Wales Lake Wales $10,111.41 $183.17 – $530.75
Adventhealth Palm Coast Parkway Palm Coast $5,018.38 $174.01 – $669.56
Adventhealth Tampa Tampa $10,728.83 $183.17 – $429.66
AdventHealth New Smyrna Beach New Smyrna Beach $4,265.48 $174.01 – $642.98
Adventhealth Port Charlotte Port Charlotte $7,725.33 $183.17 – $391.35
cleveland clinic florida weston hospital Weston $1,361.10 $52.70 – $1,304.75
martin north hospital Stuart $997.75 $47.15 – $767.50

All Florida hospitals for this procedure →