Cyclosporine modified 25 mg capsule at HCA FLORIDA JFK HOSPITAL

4797 PGA BLVD, PALM BEACH GARDENS, FL · HCA Florida Healthcare · · NPI 1326085424

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$42.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$42.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.72 with Humana vs $550.00 with Healthy Palm Beaches — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICR $0.72 ↓ -98%
United AllPayerAppendix $0.87 ↓ -98%
Aetna MCR $1.90 ↓ -95%
BCBS MCRHMO $2.04 ↓ -95%
Freedom Health MGMCR $2.37 ↓ -94%
Optimum MGMCR $2.37 ↓ -94%
BCBS MBN $2.83 ↓ -93%
Simply Healthcare Plans MGMCR $3.58 ↓ -91%
BCBS HMO $3.60 ↓ -91%
BCBS SBN $3.60 ↓ -91%
Freedom Health MGMCD $4.40 ↓ -90%
BCBS NWB $4.73 ↓ -89%
BCBS PPO $4.73 ↓ -89%
BCBS PHS $6.33 ↓ -85%
BCBS BSLNON-PAR $6.33 ↓ -85%
MMM of FL (Health Advantage Plan) MCR $6.33 ↓ -85%
United PPO OptionsPPO $6.52 ↓ -84%
Aetna ASA $8.25 ↓ -80%
BLIS COMM $9.63 ↓ -77%
United GlobalBenefitPlanAppendix $12.38 ↓ -71%
Plotkin Health COMM $13.75 ↓ -67%
District Cares COMM $13.75 ↓ -67%
AvMed JacksonFirstNetworkOON $13.75 ↓ -67%
Prime Health Sherriff COMM $13.75 ↓ -67%
Medica HealthCare MCR $16.23 ↓ -61%
Multiplan COMMPPOPRIMARYNETWORK $20.63 ↓ -51%
Evernorth BH COMM $22.00 ↓ -48%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $23.38 ↓ -44%
AIDS Healthcare MGMCD $33.00 ↓ -21%
Healthy Palm Beaches COMM $550.00 ↑ +1210%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

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