CT heart w/evaluation of calcium without contrast at HCA FLORIDA JFK HOSPITAL

4797 PGA BLVD, PALM BEACH GARDENS, FL · HCA Florida Healthcare · · NPI 1326085424

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$393.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$393.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.80 with Optimum vs $4,458.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $33.80 ↓ -91%
Freedom Health MGMCR $33.80 ↓ -91%
Simply Healthcare Plans MGMCR $51.09 ↓ -87%
Freedom Health MGMCD $62.88 ↓ -84%
Molina MCR $66.81 ↓ -83%
Health Sun Health Plan MGMCR $83.71 ↓ -79%
AIDS Healthcare MGMCR $86.46 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $90.39 ↓ -77%
United PPO OptionsPPO $93.14 ↓ -76%
Sunshine State Health Plan QHP $102.18 ↓ -74%
Molina HIX $106.11 ↓ -73%
CorVel Corporation WORKERSCOMP $113.92 ↓ -71%
CareWorks (Rockport) WORKERSCOMP $116.32 ↓ -70%
Prime Health WORKERSCOMP $116.32 ↓ -70%
Aetna ASA $117.90 ↓ -70%
BLIS COMM $137.55 ↓ -65%
United GlobalBenefitPlanAppendix $176.85 ↓ -55%
United AllPayerAppendix $182.03 ↓ -54%
AvMed JacksonFirstNetworkOON $196.50 ↓ -50%
Prime Health Sherriff COMM $196.50 ↓ -50%
District Cares COMM $196.50 ↓ -50%
Plotkin Health COMM $196.50 ↓ -50%
Medica HealthCare MCR $231.87 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $294.75 ↓ -25%
Evernorth BH COMM $314.40 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $334.05 ↓ -15%
AIDS Healthcare MGMCD $471.60 ↑ +20%
Healthy Palm Beaches COMM $550.00 ↑ +40%
Aetna QHP $868.00 ↑ +121%
AvMed HIX $890.00 ↑ +126%
Aetna HMO $1,061.00 ↑ +170%
Aetna PPO $1,462.00 ↑ +272%
AvMed Select $2,097.00 ↑ +434%
AvMed Focus $2,097.00 ↑ +434%
AvMed Flex $2,097.00 ↑ +434%
AvMed Engage $2,097.00 ↑ +434%
AvMed Empower $2,097.00 ↑ +434%
AvMed FullyInsured $2,119.00 ↑ +439%
AvMed ASOEO $2,329.00 ↑ +493%
Humana HMO $3,744.00 ↑ +853%
Cigna HMO $3,967.00 ↑ +909%
Cigna PPO $3,967.00 ↑ +909%
Humana PPO $4,458.00 ↑ +1034%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $121.55 $36.39 – $151.68
Adventhealth Palm Coast Parkway Palm Coast $267.73 $32.85 – $194.11
Adventhealth Tampa Tampa $1,150.55 $29.53 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $133.12 $50.70 – $198.52
cleveland clinic florida weston hospital Weston $644.80 $22.86 – $646.00
martin north hospital Stuart $644.80 $20.46 – $380.00
indian river hospital Vero Beach $644.80 $24.47 – $608.00
Baptist Hospital MIAMI $1,262.95 $67.49 – $1,748.70

All Florida hospitals for this procedure →