Urine pregnancy test at HCA FLORIDA PUTNAM HOSPITAL
611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100
$286.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$286.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.81 with Humana vs $243.74 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $7.81 | ↓ -97% |
| United | AllPayerAppendix | $8.61 | ↓ -97% |
| United | VACCN | $8.61 | ↓ -97% |
| Wellmed | MGMCR | $8.61 | ↓ -97% |
| Humana | MGMCRHMO | $8.61 | ↓ -97% |
| Humana | MGMCRPPO | $8.61 | ↓ -97% |
| NDMS Definitive Care | MGMCR | $8.61 | ↓ -97% |
| United | MCR | $8.78 | ↓ -97% |
| BCBS | MCRHMO | $8.78 | ↓ -97% |
| FL Health Care Plan | MCR | $8.78 | ↓ -97% |
| BCBS | MCRPPO | $8.78 | ↓ -97% |
| Aetna | MCR | $8.83 | ↓ -97% |
| Sunshine State | MCR | $9.04 | ↓ -97% |
| WellCare | MCR | $9.04 | ↓ -97% |
| American Health Plan | MCR | $9.13 | ↓ -97% |
| Align Senior Care | MGMCR | $9.21 | ↓ -97% |
| Florida Complete Care | MCR | $9.21 | ↓ -97% |
| Cigna Healthspring | MCR | $9.21 | ↓ -97% |
| Gold Kidney of Florida | MCR | $9.38 | ↓ -97% |
| Putnam County Sheriffs | LocalGovernment | $9.47 | ↓ -97% |
| Centurion | GVT | $9.47 | ↓ -97% |
| Clear Spring Health | MCR | $9.47 | ↓ -97% |
| Ultimate Health Plan | MCR | $9.90 | ↓ -97% |
| Longevity Health Plan | MCR | $10.33 | ↓ -96% |
| Oscar | HIX | $10.50 | ↓ -96% |
| Simply Healthcare | HIX | $10.76 | ↓ -96% |
| AvMed | HMOFI | $34.41 | ↓ -88% |
| AvMed | ASOEO | $40.15 | ↓ -86% |
| Simply | MGMCR | $44.16 | ↓ -85% |
| Humana | HMO | $48.75 | ↓ -83% |
| Humana | PPO | $48.75 | ↓ -83% |
| Molina Healthcare | MGMCR | $54.48 | ↓ -81% |
| Evolutions | TieredNetwork | $65.95 | ↓ -77% |
| Sunshine State Health Plan | QHP | $73.12 | ↓ -75% |
| Aetna | ASA | $86.03 | ↓ -70% |
| Molina Healthcare | HIX | $91.76 | ↓ -68% |
| United | OptionsPPO | $94.05 | ↓ -67% |
| CorVel Corporation | WORKERSCOMP | $111.14 | ↓ -61% |
| Prime Health | WC | $113.48 | ↓ -60% |
| Careworks (Rockport Community) | WORKERSCOMP | $116.99 | ↓ -59% |
| United | GlobalBenefitPlan | $129.04 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $143.38 | ↓ -50% |
| Plotkin Health | COMM | $143.38 | ↓ -50% |
| AvMed | HIXOON | $143.38 | ↓ -50% |
| Prime Health Sheriff | COMM | $143.38 | ↓ -50% |
| Multiplan | Primary | $223.66 | ↓ -22% |
| Multiplan | Complementary | $243.74 | ↓ -15% |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Urine pregnancy test at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $226.45 | $8.18 – $14.37 |
| Adventhealth Palm Coast Parkway | Palm Coast | $227.64 | $8.18 – $18.39 |
| Adventhealth Tampa | Tampa | $435.68 | $8.61 – $19.11 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $179.91 | $8.18 – $18.81 |
| Adventhealth Port Charlotte | Port Charlotte | $64.02 | $8.61 – $15.72 |
| cleveland clinic florida weston hospital | Weston | $70.85 | $1.43 – $34.00 |
| martin north hospital | Stuart | $168.35 | $1.50 – $29.00 |
| indian river hospital | Vero Beach | $70.85 | $1.43 – $32.00 |