Urinalysis (with microscopy) at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$808.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$808.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.87 with Humana vs $687.44 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $2.87 ↓ -100%
United AllPayerAppendix $3.17 ↓ -100%
United VACCN $3.17 ↓ -100%
Wellmed MGMCR $3.17 ↓ -100%
Humana MGMCRHMO $3.17 ↓ -100%
Humana MGMCRPPO $3.17 ↓ -100%
NDMS Definitive Care MGMCR $3.17 ↓ -100%
United MCR $3.23 ↓ -100%
BCBS MCRHMO $3.23 ↓ -100%
FL Health Care Plan MCR $3.23 ↓ -100%
BCBS MCRPPO $3.23 ↓ -100%
Aetna MCR $3.25 ↓ -100%
Sunshine State MCR $3.33 ↓ -100%
WellCare MCR $3.33 ↓ -100%
American Health Plan MCR $3.36 ↓ -100%
Align Senior Care MGMCR $3.39 ↓ -100%
Florida Complete Care MCR $3.39 ↓ -100%
Cigna Healthspring MCR $3.39 ↓ -100%
Gold Kidney of Florida MCR $3.46 ↓ -100%
Putnam County Sheriffs LocalGovernment $3.49 ↓ -100%
Centurion GVT $3.49 ↓ -100%
Clear Spring Health MCR $3.49 ↓ -100%
Ultimate Health Plan MCR $3.65 ↓ -100%
Longevity Health Plan MCR $3.80 ↓ -100%
Oscar HIX $3.87 ↓ -100%
Simply Healthcare HIX $3.96 ↓ -100%
AvMed HMOFI $97.05 ↓ -88%
CorVel Corporation WORKERSCOMP $103.01 ↓ -87%
Prime Health WC $105.18 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $108.43 ↓ -87%
AvMed ASOEO $113.22 ↓ -86%
Simply MGMCR $124.55 ↓ -85%
Humana PPO $137.49 ↓ -83%
Humana HMO $137.49 ↓ -83%
Molina Healthcare MGMCR $153.66 ↓ -81%
Evolutions TieredNetwork $186.01 ↓ -77%
Sunshine State Health Plan QHP $206.23 ↓ -75%
Aetna ASA $242.63 ↓ -70%
Molina Healthcare HIX $258.80 ↓ -68%
United OptionsPPO $265.27 ↓ -67%
United GlobalBenefitPlan $363.94 ↓ -55%
Prime Health Sheriff WORKERSCOMP $404.38 ↓ -50%
Plotkin Health COMM $404.38 ↓ -50%
AvMed HIXOON $404.38 ↓ -50%
Prime Health Sheriff COMM $404.38 ↓ -50%
Multiplan Primary $630.83 ↓ -22%
Multiplan Complementary $687.44 ↓ -15%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Urinalysis (with microscopy) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $211.31 $3.01 – $5.29
Adventhealth Lake Wales Lake Wales $278.50 $3.17 – $7.04
Adventhealth Palm Coast Parkway Palm Coast $199.72 $3.01 – $6.77
Adventhealth Tampa Tampa $324.92 $3.17 – $7.04
AdventHealth New Smyrna Beach New Smyrna Beach $108.34 $3.01 – $6.92
Adventhealth Port Charlotte Port Charlotte $23.39 $3.17 – $5.79
cleveland clinic florida weston hospital Weston $36.40 $1.43 – $47.60
martin north hospital Stuart $57.20 $1.50 – $32.00

All Florida hospitals for this procedure →