Tissue culture tumor at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,191.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,191.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$133.70 with Humana vs $1,012.56 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $133.70 ↓ -89%
AvMed HMOFI $142.95 ↓ -88%
United VACCN $147.52 ↓ -88%
Wellmed MGMCR $147.52 ↓ -88%
Humana MGMCRHMO $147.52 ↓ -88%
Humana MGMCRPPO $147.52 ↓ -88%
NDMS Definitive Care MGMCR $147.52 ↓ -88%
United AllPayerAppendix $147.52 ↓ -88%
United MCR $150.47 ↓ -87%
FL Health Care Plan MCR $150.47 ↓ -87%
BCBS MCRPPO $150.47 ↓ -87%
BCBS MCRHMO $150.47 ↓ -87%
Aetna MCR $151.21 ↓ -87%
Sunshine State MCR $154.90 ↓ -87%
WellCare MCR $154.90 ↓ -87%
American Health Plan MCR $156.37 ↓ -87%
Align Senior Care MGMCR $157.85 ↓ -87%
Cigna Healthspring MCR $157.85 ↓ -87%
Florida Complete Care MCR $157.85 ↓ -87%
Gold Kidney of Florida MCR $160.80 ↓ -87%
Clear Spring Health MCR $162.27 ↓ -86%
Putnam County Sheriffs LocalGovernment $162.27 ↓ -86%
Centurion GVT $162.27 ↓ -86%
AvMed ASOEO $166.78 ↓ -86%
Ultimate Health Plan MCR $169.65 ↓ -86%
Longevity Health Plan MCR $177.02 ↓ -85%
Oscar HIX $179.97 ↓ -85%
Simply MGMCR $183.45 ↓ -85%
Simply Healthcare HIX $184.40 ↓ -85%
Humana HMO $202.51 ↓ -83%
Humana PPO $202.51 ↓ -83%
Molina Healthcare MGMCR $226.34 ↓ -81%
Evolutions TieredNetwork $273.99 ↓ -77%
Sunshine State Health Plan QHP $303.77 ↓ -74%
Aetna ASA $357.38 ↓ -70%
Molina Healthcare HIX $381.20 ↓ -68%
United OptionsPPO $390.73 ↓ -67%
United GlobalBenefitPlan $536.06 ↓ -55%
Prime Health Sheriff WORKERSCOMP $595.63 ↓ -50%
Plotkin Health COMM $595.63 ↓ -50%
AvMed HIXOON $595.63 ↓ -50%
Prime Health Sheriff COMM $595.63 ↓ -50%
Multiplan Primary $929.17 ↓ -22%
Multiplan Complementary $1,012.56 ↓ -15%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Tissue culture tumor at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Port Charlotte Port Charlotte $985.01 $147.52 – $269.37
cleveland clinic florida weston hospital Weston $221.00 $85.00 – $289.00
martin north hospital Stuart $221.00 $99.62 – $255.00
indian river hospital Vero Beach $221.00 $79.56 – $272.55
Boca Raton Regional Hospital BOCA RATON $268.45 $117.00 – $234.01
HCA FLORIDA BRANDON HOSPITAL TAMPA $167.99 $133.70 – $213.90
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $93.98 $129.82 – $368.80
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $144.00 $147.52 – $554.28

All Florida hospitals for this procedure →