Tissue culture skin/biopsy at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$688.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$688.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.59 with AvMed vs $585.01 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HMOFI $82.59 ↓ -88%
AvMed ASOEO $96.36 ↓ -86%
Simply MGMCR $105.99 ↓ -85%
Humana HMO $117.00 ↓ -83%
Humana PPO $117.00 ↓ -83%
Humana TRICARE $127.55 ↓ -81%
Molina Healthcare MGMCR $130.77 ↓ -81%
United VACCN $140.73 ↓ -80%
Humana MGMCRHMO $140.73 ↓ -80%
Humana MGMCRPPO $140.73 ↓ -80%
Wellmed MGMCR $140.73 ↓ -80%
NDMS Definitive Care MGMCR $140.73 ↓ -80%
United AllPayerAppendix $140.73 ↓ -80%
BCBS MCRHMO $143.54 ↓ -79%
United MCR $143.54 ↓ -79%
FL Health Care Plan MCR $143.54 ↓ -79%
BCBS MCRPPO $143.54 ↓ -79%
Aetna MCR $144.25 ↓ -79%
WellCare MCR $147.77 ↓ -79%
Sunshine State MCR $147.77 ↓ -79%
American Health Plan MCR $149.17 ↓ -78%
Cigna Healthspring MCR $150.58 ↓ -78%
Align Senior Care MGMCR $150.58 ↓ -78%
Florida Complete Care MCR $150.58 ↓ -78%
Gold Kidney of Florida MCR $153.40 ↓ -78%
Centurion GVT $154.80 ↓ -78%
Clear Spring Health MCR $154.80 ↓ -78%
Putnam County Sheriffs LocalGovernment $154.80 ↓ -78%
Evolutions TieredNetwork $158.30 ↓ -77%
Ultimate Health Plan MCR $161.84 ↓ -76%
Longevity Health Plan MCR $168.88 ↓ -75%
Oscar HIX $171.69 ↓ -75%
Sunshine State Health Plan QHP $175.50 ↓ -75%
Simply Healthcare HIX $175.91 ↓ -74%
Aetna ASA $206.47 ↓ -70%
Molina Healthcare HIX $220.24 ↓ -68%
United OptionsPPO $225.75 ↓ -67%
United GlobalBenefitPlan $309.71 ↓ -55%
Prime Health Sheriff COMM $344.13 ↓ -50%
Plotkin Health COMM $344.13 ↓ -50%
AvMed HIXOON $344.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $344.13 ↓ -50%
Multiplan Primary $536.84 ↓ -22%
Multiplan Complementary $585.01 ↓ -15%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Tissue culture skin/biopsy at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $2,172.17 $140.73 – $312.42
Adventhealth Port Charlotte Port Charlotte $939.37 $140.73 – $256.97
cleveland clinic florida weston hospital Weston $810.55 $77.75 – $264.35
martin north hospital Stuart $810.55 $91.12 – $233.25
indian river hospital Vero Beach $810.55 $101.52 – $997.60
Baptist Hospital MIAMI $562.90 $16.20 – $164.70
Bethesda Hospital East BOYNTON BEACH $562.90 $36.78 – $164.70
Boca Raton Regional Hospital BOCA RATON $309.40 $66.60 – $185.00

All Florida hospitals for this procedure →