Surgical pathology level 2 gross & microscopic examination at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.59 with AvMed vs $214.00 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HMOFI $4.59
Oscar HIX $4.59
Simply Healthcare HIX $4.86
AvMed ASOEO $5.36
Simply MGMCR $5.89
Humana PPO $6.50
Humana HMO $6.50
Molina Healthcare MGMCR $7.27
Evolutions TieredNetwork $8.80
Sunshine State Health Plan QHP $9.75
Aetna ASA $11.47
Molina Healthcare HIX $12.24
United OptionsPPO $12.55
United GlobalBenefitPlan $17.21
Prime Health Sheriff COMM $19.13
Prime Health Sheriff WORKERSCOMP $19.13
Plotkin Health COMM $19.13
AvMed HIXOON $19.13
United AllPayerAppendix $24.67
Multiplan Primary $29.84
Multiplan Complementary $32.51
CorVel Corporation WORKERSCOMP $203.30
Prime Health WC $207.58
Careworks (Rockport Community) WORKERSCOMP $214.00
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $265.92 not published
Adventhealth Lake Wales Lake Wales $113.58 $39.00 – $86.59
Adventhealth Palm Coast Parkway Palm Coast $215.00 $37.05 – $83.31
Adventhealth Tampa Tampa $688.96 not published
AdventHealth New Smyrna Beach New Smyrna Beach $215.00 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,213.00 $24.67 – $220.59
Adventhealth Port Charlotte Port Charlotte $215.00 $39.00 – $71.22
cleveland clinic florida weston hospital Weston $126.75 $4.15 – $165.75

All Florida hospitals for this procedure →