Specimen fat stain at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$143.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.33 with Humana vs $121.55 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $5.33 ↓ -96%
United AllPayerAppendix $5.88 ↓ -96%
United VACCN $5.88 ↓ -96%
Wellmed MGMCR $5.88 ↓ -96%
Humana MGMCRHMO $5.88 ↓ -96%
Humana MGMCRPPO $5.88 ↓ -96%
NDMS Definitive Care MGMCR $5.88 ↓ -96%
United MCR $6.00 ↓ -96%
BCBS MCRHMO $6.00 ↓ -96%
FL Health Care Plan MCR $6.00 ↓ -96%
BCBS MCRPPO $6.00 ↓ -96%
Aetna MCR $6.03 ↓ -96%
Sunshine State MCR $6.17 ↓ -96%
WellCare MCR $6.17 ↓ -96%
American Health Plan MCR $6.23 ↓ -96%
Align Senior Care MGMCR $6.29 ↓ -96%
Florida Complete Care MCR $6.29 ↓ -96%
Cigna Healthspring MCR $6.29 ↓ -96%
Gold Kidney of Florida MCR $6.41 ↓ -96%
Putnam County Sheriffs LocalGovernment $6.47 ↓ -95%
Centurion GVT $6.47 ↓ -95%
Clear Spring Health MCR $6.47 ↓ -95%
Ultimate Health Plan MCR $6.76 ↓ -95%
Longevity Health Plan MCR $7.06 ↓ -95%
Oscar HIX $7.17 ↓ -95%
Simply Healthcare HIX $7.35 ↓ -95%
AvMed HMOFI $17.16 ↓ -88%
AvMed ASOEO $20.02 ↓ -86%
Simply MGMCR $22.02 ↓ -85%
Humana HMO $24.31 ↓ -83%
Humana PPO $24.31 ↓ -83%
Molina Healthcare MGMCR $27.17 ↓ -81%
Evolutions TieredNetwork $32.89 ↓ -77%
Sunshine State Health Plan QHP $36.47 ↓ -74%
Aetna ASA $42.90 ↓ -70%
Molina Healthcare HIX $45.76 ↓ -68%
United OptionsPPO $46.90 ↓ -67%
United GlobalBenefitPlan $64.35 ↓ -55%
Prime Health Sheriff COMM $71.50 ↓ -50%
AvMed HIXOON $71.50 ↓ -50%
Plotkin Health COMM $71.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $71.50 ↓ -50%
CorVel Corporation WORKERSCOMP $85.83 ↓ -40%
Prime Health WC $87.64 ↓ -39%
Careworks (Rockport Community) WORKERSCOMP $90.35 ↓ -37%
Multiplan Primary $111.54 ↓ -22%
Multiplan Complementary $121.55 ↓ -15%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Specimen fat stain at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $164.00 $4.70 – $93.14
cleveland clinic florida weston hospital Weston $7.15 $2.34 – $9.35
martin north hospital Stuart $7.15 $2.46 – $8.66
Baptist Hospital MIAMI $77.35 $0.54 – $107.10
Bethesda Hospital East BOYNTON BEACH $77.35 $2.58 – $107.10
Boca Raton Regional Hospital BOCA RATON $65.65 $5.88 – $40.49
Doctors Hospital CORAL GABLES $77.35 $2.50 – $107.10
Baptist Health Hospital Doral SOUTH MIAMI $77.35 $2.50 – $107.10

All Florida hospitals for this procedure →