Ortho hnd/fngr w/jnt cstm w/fit&adj at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$350.34 with Humana vs $433.42 with Longevity Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $350.34 —
Wellmed MGMCR $361.18 —
Humana MGMCRHMO $361.18 —
Humana MGMCRPPO $361.18 —
NDMS Definitive Care MGMCR $361.18 —
United VACCN $361.18 —
United MCR $368.40 —
BCBS MCRPPO $368.40 —
BCBS MCRHMO $368.40 —
FL Health Care Plan MCR $368.40 —
Sunshine State MCR $379.24 —
WellCare MCR $379.24 —
Aetna MCR $382.85 —
American Health Plan MCR $382.85 —
Align Senior Care MGMCR $386.46 —
Cigna Healthspring MCR $386.46 —
Florida Complete Care MCR $386.46 —
Gold Kidney of Florida MCR $393.69 —
Centurion GVT $397.30 —
Clear Spring Health MCR $397.30 —
Putnam County Sheriffs LocalGovernment $397.30 —
Ultimate Health Plan MCR $415.36 —
Longevity Health Plan MCR $433.42 —

Visitor-reported prices

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Ortho hnd/fngr w/jnt cstm w/fit&adj at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Lake Wales Lake Wales $1,089.27 not published
cleveland clinic florida weston hospital Weston $195.00 $50.40 – $255.00
martin north hospital Stuart $573.95 $183.66 – $662.25
indian river hospital Vero Beach $541.45 $174.10 – $666.40
Boca Raton Regional Hospital BOCA RATON $851.50 $360.25 – $855.43
AdventHealth Orlando Orlando $1,070.00 $361.18 – $957.13
Adventhealth Carrollwood Tampa $1,435.73 not published
Adventhealth Sebring Sebring $1,390.15 not published

All Florida hospitals for this procedure →