MRI chest without contrast at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$7,318.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,318.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $6,220.51 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79 ↓ -93%
Simply MGMCR $1,127.01 ↓ -85%
Molina Healthcare MGMCR $1,390.47 ↓ -81%
Aetna QHP $1,392.00 ↓ -81%
Aetna PPO $1,816.00 ↓ -75%
Aetna HMO $1,816.00 ↓ -75%
Sunshine State Health Plan QHP $1,866.15 ↓ -75%
Aetna ASA $2,195.47 ↓ -70%
Molina Healthcare HIX $2,341.84 ↓ -68%
United OptionsPPO $2,400.39 ↓ -67%
AvMed HMOFI $3,110.00 ↓ -58%
CorVel Corporation WORKERSCOMP $3,181.38 ↓ -57%
Prime Health WC $3,248.36 ↓ -56%
United GlobalBenefitPlan $3,293.21 ↓ -55%
Careworks (Rockport Community) WORKERSCOMP $3,348.82 ↓ -54%
AvMed ASOEO $3,418.00 ↓ -53%
Plotkin Health COMM $3,659.13 ↓ -50%
AvMed HIXOON $3,659.13 ↓ -50%
Prime Health Sheriff COMM $3,659.13 ↓ -50%
Prime Health Sheriff WORKERSCOMP $3,659.13 ↓ -50%
Multiplan Primary $5,708.23 ↓ -22%
Multiplan Complementary $6,220.51 ↓ -15%

Visitor-reported prices

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MRI chest without contrast at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $3,683.42 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $8,945.94 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $4,819.78 $236.71 – $703.89
Adventhealth Tampa Tampa $2,833.35 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $3,872.43 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $3,652.87 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $2,114.45 $60.22 – $1,772.25
martin north hospital Stuart $1,355.25 $53.89 – $1,042.50

All Florida hospitals for this procedure →