Mayo factor v at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$724.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$724.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.13 with CorVel Corporation vs $616.04 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $8.13 ↓ -99%
Prime Health WC $8.30 ↓ -99%
Careworks (Rockport Community) WORKERSCOMP $8.56 ↓ -99%
Humana TRICARE $16.00 ↓ -98%
United VACCN $17.65 ↓ -98%
NDMS Definitive Care MGMCR $17.65 ↓ -98%
United AllPayerAppendix $17.65 ↓ -98%
Humana MGMCRHMO $17.65 ↓ -98%
Wellmed MGMCR $17.65 ↓ -98%
Humana MGMCRPPO $17.65 ↓ -98%
BCBS MCRHMO $18.00 ↓ -98%
United MCR $18.00 ↓ -98%
BCBS MCRPPO $18.00 ↓ -98%
FL Health Care Plan MCR $18.00 ↓ -98%
Aetna MCR $18.09 ↓ -98%
Sunshine State MCR $18.53 ↓ -97%
WellCare MCR $18.53 ↓ -97%
American Health Plan MCR $18.71 ↓ -97%
Florida Complete Care MCR $18.89 ↓ -97%
Align Senior Care MGMCR $18.89 ↓ -97%
Cigna Healthspring MCR $18.89 ↓ -97%
Gold Kidney of Florida MCR $19.24 ↓ -97%
Putnam County Sheriffs LocalGovernment $19.41 ↓ -97%
Centurion GVT $19.41 ↓ -97%
Clear Spring Health MCR $19.41 ↓ -97%
Ultimate Health Plan MCR $20.30 ↓ -97%
Longevity Health Plan MCR $21.18 ↓ -97%
Oscar HIX $21.53 ↓ -97%
Simply Healthcare HIX $22.06 ↓ -97%
AvMed HMOFI $86.97 ↓ -88%
AvMed ASOEO $101.47 ↓ -86%
Simply MGMCR $111.61 ↓ -85%
Humana HMO $123.21 ↓ -83%
Humana PPO $123.21 ↓ -83%
Molina Healthcare MGMCR $137.70 ↓ -81%
Evolutions TieredNetwork $166.69 ↓ -77%
Sunshine State Health Plan QHP $184.81 ↓ -75%
Aetna ASA $217.43 ↓ -70%
Molina Healthcare HIX $231.92 ↓ -68%
United OptionsPPO $237.72 ↓ -67%
United GlobalBenefitPlan $326.14 ↓ -55%
Plotkin Health COMM $362.38 ↓ -50%
AvMed HIXOON $362.38 ↓ -50%
Prime Health Sheriff COMM $362.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $362.38 ↓ -50%
Multiplan Primary $565.30 ↓ -22%
Multiplan Complementary $616.04 ↓ -15%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Mayo factor v at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $68.40 $16.77 – $29.46
Adventhealth Palm Coast Parkway Palm Coast $69.85 $16.77 – $37.70
Adventhealth Tampa Tampa $125.48 $17.65 – $39.18
AdventHealth New Smyrna Beach New Smyrna Beach $86.43 $16.77 – $38.56
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $360.00 $8.64 – $25.59
Adventhealth Port Charlotte Port Charlotte $130.49 $17.65 – $32.23
cleveland clinic florida weston hospital Weston $52.65 $2.12 – $68.00
martin north hospital Stuart $52.65 $2.23 – $60.00

All Florida hospitals for this procedure →