Fetal hemoglobin rosette at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.49 with Humana vs $97.01 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.49
United AllPayerAppendix $9.36
United VACCN $9.36
Wellmed MGMCR $9.36
Humana MGMCRHMO $9.36
Humana MGMCRPPO $9.36
NDMS Definitive Care MGMCR $9.36
United MCR $9.55
BCBS MCRHMO $9.55
FL Health Care Plan MCR $9.55
BCBS MCRPPO $9.55
Aetna MCR $9.59
Sunshine State MCR $9.83
WellCare MCR $9.83
American Health Plan MCR $9.92
Align Senior Care MGMCR $10.02
Florida Complete Care MCR $10.02
Cigna Healthspring MCR $10.02
Gold Kidney of Florida MCR $10.20
Putnam County Sheriffs LocalGovernment $10.30
Centurion GVT $10.30
Clear Spring Health MCR $10.30
Ultimate Health Plan MCR $10.76
Longevity Health Plan MCR $11.23
Oscar HIX $11.42
Simply Healthcare HIX $11.70
AvMed HMOFI $11.76
AvMed ASOEO $13.72
Simply MGMCR $15.09
Humana HMO $16.66
Humana PPO $16.66
Molina Healthcare MGMCR $18.62
Evolutions TieredNetwork $22.54
Sunshine State Health Plan QHP $24.99
Aetna ASA $29.40
Molina Healthcare HIX $31.36
United OptionsPPO $32.14
United GlobalBenefitPlan $44.10
Prime Health Sheriff COMM $49.00
AvMed HIXOON $49.00
Plotkin Health COMM $49.00
Prime Health Sheriff WORKERSCOMP $49.00
Multiplan Primary $76.44
Multiplan Complementary $83.30
CorVel Corporation WORKERSCOMP $92.16
Prime Health WC $94.10
Careworks (Rockport Community) WORKERSCOMP $97.01
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Fetal hemoglobin rosette at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $179.24 $8.89 – $15.62
Adventhealth Tampa Tampa $96.16 $9.36 – $20.78
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $187.00 $7.49 – $100.00
Adventhealth Port Charlotte Port Charlotte $68.94 $9.36 – $17.09
cleveland clinic florida weston hospital Weston $48.10 $2.81 – $62.90
martin north hospital Stuart $78.65 $2.96 – $90.75
indian river hospital Vero Beach $48.10 $2.81 – $59.20
Baptist Hospital MIAMI $245.05 $3.12 – $339.30

All Florida hospitals for this procedure →