ER Visit (level 2) at HCA FLORIDA PUTNAM HOSPITAL
611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100
$3,696.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,696.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.50 with CorVel Corporation vs $4,801.00 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $47.50 | ↓ -99% |
| Prime Health | WC | $48.50 | ↓ -99% |
| Careworks (Rockport Community) | WORKERSCOMP | $50.00 | ↓ -99% |
| Cigna | NBN | $949.00 | ↓ -74% |
| Molina Healthcare | HIX | $960.00 | ↓ -74% |
| Aetna | ASA | $1,108.80 | ↓ -70% |
| United | OptionsPPO | $1,212.29 | ↓ -67% |
| United | AllPayerAppendix | $1,322.00 | ↓ -64% |
| Oscar | HIX | $1,325.00 | ↓ -64% |
| Simply Healthcare | HIX | $1,358.00 | ↓ -63% |
| Sunshine State Health Plan | QHP | $1,507.00 | ↓ -59% |
| United | GlobalBenefitPlan | $1,663.20 | ↓ -55% |
| BCBS | SBN | $1,810.00 | ↓ -51% |
| BCBS | BSL | $1,810.00 | ↓ -51% |
| BCBS | MBN | $1,810.00 | ↓ -51% |
| Plotkin Health | COMM | $1,848.00 | ↓ -50% |
| AvMed | HIXOON | $1,848.00 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $1,848.00 | ↓ -50% |
| Prime Health Sheriff | COMM | $1,848.00 | ↓ -50% |
| Cigna | ManagedCareHMO | $2,270.00 | ↓ -39% |
| Cigna | PPO | $2,270.00 | ↓ -39% |
| BCBS | HMO | $2,291.00 | ↓ -38% |
| Evolutions | TieredNetwork | $2,315.00 | ↓ -37% |
| BCBS | NWB | $2,495.00 | ↓ -32% |
| BCBS | PPO | $2,495.00 | ↓ -32% |
| Multiplan | Primary | $2,882.88 | ↓ -22% |
| Multiplan | Complementary | $3,141.60 | ↓ -15% |
| AvMed | HMOFI | $4,311.00 | ↑ +17% |
| AvMed | ASOEO | $4,734.00 | ↑ +28% |
| BCBS | PHS | $4,801.00 | ↑ +30% |
Visitor-reported prices
Comments
ER Visit (level 2) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $749.79 | $152.33 – $267.61 |
| Adventhealth Lake Wales | Lake Wales | $746.62 | $160.34 – $355.96 |
| Adventhealth Palm Coast Parkway | Palm Coast | $653.33 | $152.33 – $342.48 |
| Adventhealth Tampa | Tampa | $908.86 | $160.34 – $355.96 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $841.68 | $152.33 – $350.27 |
| Adventhealth Port Charlotte | Port Charlotte | $2,584.59 | $160.34 – $292.79 |
| cleveland clinic florida weston hospital | Weston | $887.90 | $20.39 – $1,161.10 |
| martin north hospital | Stuart | $887.90 | $30.86 – $683.00 |