Culture urine each isolate at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$250.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$250.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.33 with Humana vs $213.14 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $7.33 ↓ -97%
United AllPayerAppendix $8.09 ↓ -97%
United VACCN $8.09 ↓ -97%
Wellmed MGMCR $8.09 ↓ -97%
Humana MGMCRHMO $8.09 ↓ -97%
Humana MGMCRPPO $8.09 ↓ -97%
NDMS Definitive Care MGMCR $8.09 ↓ -97%
United MCR $8.25 ↓ -97%
BCBS MCRHMO $8.25 ↓ -97%
FL Health Care Plan MCR $8.25 ↓ -97%
BCBS MCRPPO $8.25 ↓ -97%
Aetna MCR $8.29 ↓ -97%
Sunshine State MCR $8.49 ↓ -97%
WellCare MCR $8.49 ↓ -97%
American Health Plan MCR $8.58 ↓ -97%
Align Senior Care MGMCR $8.66 ↓ -97%
Florida Complete Care MCR $8.66 ↓ -97%
Cigna Healthspring MCR $8.66 ↓ -97%
Gold Kidney of Florida MCR $8.82 ↓ -96%
Putnam County Sheriffs LocalGovernment $8.90 ↓ -96%
Centurion GVT $8.90 ↓ -96%
Clear Spring Health MCR $8.90 ↓ -96%
Ultimate Health Plan MCR $9.30 ↓ -96%
Longevity Health Plan MCR $9.71 ↓ -96%
Oscar HIX $9.87 ↓ -96%
Simply Healthcare HIX $10.11 ↓ -96%
AvMed HMOFI $30.09 ↓ -88%
AvMed ASOEO $35.10 ↓ -86%
Simply MGMCR $38.62 ↓ -85%
Humana HMO $42.63 ↓ -83%
Humana PPO $42.63 ↓ -83%
Molina Healthcare MGMCR $47.64 ↓ -81%
Evolutions TieredNetwork $57.67 ↓ -77%
Sunshine State Health Plan QHP $63.94 ↓ -75%
Aetna ASA $75.22 ↓ -70%
Molina Healthcare HIX $80.24 ↓ -68%
United OptionsPPO $82.25 ↓ -67%
CorVel Corporation WORKERSCOMP $99.39 ↓ -60%
Prime Health WC $101.48 ↓ -60%
Careworks (Rockport Community) WORKERSCOMP $104.62 ↓ -58%
United GlobalBenefitPlan $112.84 ↓ -55%
Prime Health Sheriff WORKERSCOMP $125.38 ↓ -50%
Plotkin Health COMM $125.38 ↓ -50%
AvMed HIXOON $125.38 ↓ -50%
Prime Health Sheriff COMM $125.38 ↓ -50%
Multiplan Primary $195.59 ↓ -22%
Multiplan Complementary $213.14 ↓ -15%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Culture urine each isolate at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $124.87 $8.09 – $17.96
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $86.00 $6.47 – $107.84
Adventhealth Port Charlotte Port Charlotte $54.54 $8.09 – $14.77
cleveland clinic florida weston hospital Weston $65.65 $4.02 – $85.85
martin north hospital Stuart $74.75 $4.23 – $85.50
indian river hospital Vero Beach $54.60 $4.02 – $67.20
Baptist Hospital MIAMI $187.20 $5.16 – $259.20
Bethesda Hospital East BOYNTON BEACH $187.20 $5.16 – $259.20

All Florida hospitals for this procedure →