Compatibility test each unit immediate spin technique at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.62 with Oscar vs $149.16 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $7.62
AvMed HMOFI $7.62
Simply Healthcare HIX $8.06
AvMed ASOEO $8.89
Simply MGMCR $9.78
Humana PPO $10.79
Humana HMO $10.79
Molina Healthcare MGMCR $12.06
Evolutions TieredNetwork $14.61
Sunshine State Health Plan QHP $16.19
Aetna ASA $19.05
Molina Healthcare HIX $20.32
United OptionsPPO $20.83
United GlobalBenefitPlan $28.57
Prime Health Sheriff COMM $31.75
AvMed HIXOON $31.75
Plotkin Health COMM $31.75
Prime Health Sheriff WORKERSCOMP $31.75
Multiplan Primary $49.53
Multiplan Complementary $53.98
CorVel Corporation WORKERSCOMP $125.59
Prime Health WC $128.23
Careworks (Rockport Community) WORKERSCOMP $132.20
United AllPayerAppendix $149.16
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Compatibility test each unit immediate spin technique at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $372.42 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $497.27 not published
Adventhealth Palm Coast Parkway Palm Coast $363.32 $169.02 – $380.01
Adventhealth Tampa Tampa $531.02 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $319.22 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $128.05 $14.09 – $195.71
martin north hospital Stuart $302.25 $55.75 – $195.71

All Florida hospitals for this procedure →