Chromosome analysis 100 at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,400.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,400.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$156.96 with Humana vs $1,190.21 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $156.96 ↓ -89%
AvMed HMOFI $168.03 ↓ -88%
United VACCN $173.17 ↓ -88%
Wellmed MGMCR $173.17 ↓ -88%
Humana MGMCRHMO $173.17 ↓ -88%
Humana MGMCRPPO $173.17 ↓ -88%
NDMS Definitive Care MGMCR $173.17 ↓ -88%
United AllPayerAppendix $173.17 ↓ -88%
United MCR $176.63 ↓ -87%
FL Health Care Plan MCR $176.63 ↓ -87%
BCBS MCRPPO $176.63 ↓ -87%
BCBS MCRHMO $176.63 ↓ -87%
Aetna MCR $177.50 ↓ -87%
Sunshine State MCR $181.83 ↓ -87%
WellCare MCR $181.83 ↓ -87%
American Health Plan MCR $183.56 ↓ -87%
Align Senior Care MGMCR $185.29 ↓ -87%
Cigna Healthspring MCR $185.29 ↓ -87%
Florida Complete Care MCR $185.29 ↓ -87%
Gold Kidney of Florida MCR $188.76 ↓ -87%
Clear Spring Health MCR $190.49 ↓ -86%
Putnam County Sheriffs LocalGovernment $190.49 ↓ -86%
Centurion GVT $190.49 ↓ -86%
AvMed ASOEO $196.03 ↓ -86%
Ultimate Health Plan MCR $199.15 ↓ -86%
Longevity Health Plan MCR $207.80 ↓ -85%
Oscar HIX $211.27 ↓ -85%
Simply MGMCR $215.64 ↓ -85%
Simply Healthcare HIX $216.46 ↓ -85%
Humana HMO $238.04 ↓ -83%
Humana PPO $238.04 ↓ -83%
Molina Healthcare MGMCR $266.05 ↓ -81%
Evolutions TieredNetwork $322.06 ↓ -77%
Sunshine State Health Plan QHP $357.06 ↓ -75%
Aetna ASA $420.07 ↓ -70%
Molina Healthcare HIX $448.08 ↓ -68%
United OptionsPPO $459.28 ↓ -67%
United GlobalBenefitPlan $630.11 ↓ -55%
Prime Health Sheriff WORKERSCOMP $700.13 ↓ -50%
Plotkin Health COMM $700.13 ↓ -50%
AvMed HIXOON $700.13 ↓ -50%
Prime Health Sheriff COMM $700.13 ↓ -50%
Multiplan Primary $1,092.19 ↓ -22%
Multiplan Complementary $1,190.21 ↓ -15%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Chromosome analysis 100 at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,860.00 $138.54 – $251.10
HCA FLORIDA NORTH FLORIDA HOSPITAL NEWBERRY $1,388.51 $155.85 – $216.46
AdventHealth Orlando Orlando $919.00 $173.17 – $458.90
Adventhealth Carrollwood Tampa $2,672.88 $173.17 – $384.44
HCA FLORIDA ORANGE PARK HOSPITAL MIDDLEBURG $1,921.00 $138.54 – $251.10
Adventhealth Daytona Beach Daytona Beach not published $164.51 – $289.02
Adventhealth Lake Wales Lake Wales not published $173.17 – $384.44
Adventhealth Palm Coast Parkway Palm Coast not published $164.51 – $369.87

All Florida hospitals for this procedure →