Catheterization collection of specimen single patient all places of service at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$20.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.40 with AvMed vs $17.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HMOFI $2.40 ↓ -88%
AvMed ASOEO $2.80 ↓ -86%
Aetna QHP $2.92 ↓ -85%
United AllPayerAppendix $3.00 ↓ -85%
Simply MGMCR $3.08 ↓ -85%
Humana PPO $3.40 ↓ -83%
Humana HMO $3.40 ↓ -83%
Aetna HMO $3.58 ↓ -82%
Aetna PPO $3.58 ↓ -82%
Molina Healthcare MGMCR $3.80 ↓ -81%
Evolutions TieredNetwork $4.60 ↓ -77%
Sunshine State Health Plan QHP $5.10 ↓ -75%
Aetna ASA $6.00 ↓ -70%
Molina Healthcare HIX $6.40 ↓ -68%
United OptionsPPO $6.56 ↓ -67%
Humana TRICARE $8.82 ↓ -56%
United GlobalBenefitPlan $9.00 ↓ -55%
Humana MGMCRHMO $9.34 ↓ -53%
Humana MGMCRPPO $9.34 ↓ -53%
United VACCN $9.34 ↓ -53%
NDMS Definitive Care MGMCR $9.34 ↓ -53%
Wellmed MGMCR $9.34 ↓ -53%
BCBS MCRPPO $9.53 ↓ -52%
FL Health Care Plan MCR $9.53 ↓ -52%
United MCR $9.53 ↓ -52%
BCBS MCRHMO $9.53 ↓ -52%
Aetna MCR $9.57 ↓ -52%
Sunshine State MCR $9.81 ↓ -51%
WellCare MCR $9.81 ↓ -51%
American Health Plan MCR $9.90 ↓ -51%
Cigna Healthspring MCR $9.99 ↓ -50%
Florida Complete Care MCR $9.99 ↓ -50%
Align Senior Care MGMCR $9.99 ↓ -50%
Prime Health Sheriff WORKERSCOMP $10.00 ↓ -50%
Plotkin Health COMM $10.00 ↓ -50%
AvMed HIXOON $10.00 ↓ -50%
Prime Health Sheriff COMM $10.00 ↓ -50%
Gold Kidney of Florida MCR $10.18 ↓ -49%
Centurion GVT $10.27 ↓ -49%
Clear Spring Health MCR $10.27 ↓ -49%
Putnam County Sheriffs LocalGovernment $10.27 ↓ -49%
Ultimate Health Plan MCR $10.74 ↓ -46%
Longevity Health Plan MCR $11.21 ↓ -44%
Oscar HIX $11.39 ↓ -43%
Simply Healthcare HIX $11.68 ↓ -42%
Multiplan Primary $15.60 ↓ -22%
Multiplan Complementary $17.00 ↓ -15%

Visitor-reported prices

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