Calculus analysis qual at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.13 with AvMed vs $73.23 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HMOFI $5.13
AvMed ASOEO $5.99
Simply MGMCR $6.58
Humana PPO $7.27
Humana HMO $7.27
Molina Healthcare MGMCR $8.12
Evolutions TieredNetwork $9.83
Humana TRICARE $10.50
Sunshine State Health Plan QHP $10.90
NDMS Definitive Care MGMCR $11.58
Humana MGMCRHMO $11.58
Humana MGMCRPPO $11.58
Wellmed MGMCR $11.58
United AllPayerAppendix $11.58
United VACCN $11.58
United MCR $11.81
BCBS MCRHMO $11.81
BCBS MCRPPO $11.81
FL Health Care Plan MCR $11.81
Aetna MCR $11.87
WellCare MCR $12.16
Sunshine State MCR $12.16
American Health Plan MCR $12.27
Florida Complete Care MCR $12.39
Cigna Healthspring MCR $12.39
Align Senior Care MGMCR $12.39
Gold Kidney of Florida MCR $12.62
Clear Spring Health MCR $12.74
Centurion GVT $12.74
Putnam County Sheriffs LocalGovernment $12.74
Aetna ASA $12.82
Ultimate Health Plan MCR $13.32
Molina Healthcare HIX $13.68
Longevity Health Plan MCR $13.90
United OptionsPPO $14.02
Oscar HIX $14.13
Simply Healthcare HIX $14.47
United GlobalBenefitPlan $19.24
AvMed HIXOON $21.38
Plotkin Health COMM $21.38
Prime Health Sheriff COMM $21.38
Prime Health Sheriff WORKERSCOMP $21.38
Multiplan Primary $33.34
Multiplan Complementary $36.34
CorVel Corporation WORKERSCOMP $69.57
Prime Health WC $71.03
Careworks (Rockport Community) WORKERSCOMP $73.23
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Calculus analysis qual at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $53.79 $11.00 – $19.33
Adventhealth Palm Coast Parkway Palm Coast $23.33 $11.00 – $24.73
AdventHealth New Smyrna Beach New Smyrna Beach $74.73 $11.00 – $25.30
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $10.52 $11.58 – $43.36
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $8.82 $11.58 – $43.36
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $12.75 $10.50 – $77.95
HCA FLORIDA AVENTURA HOSPITAL HIALEAH $165.00 $11.46 – $82.30
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $11.93 $10.50 – $76.63

All Florida hospitals for this procedure →