Borrelia antibody at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$406.25

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$406.25

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.13 with Humana vs $345.31 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $12.13 ↓ -97%
United AllPayerAppendix $13.38 ↓ -97%
United VACCN $13.38 ↓ -97%
Wellmed MGMCR $13.38 ↓ -97%
Humana MGMCRHMO $13.38 ↓ -97%
Humana MGMCRPPO $13.38 ↓ -97%
NDMS Definitive Care MGMCR $13.38 ↓ -97%
United MCR $13.65 ↓ -97%
BCBS MCRHMO $13.65 ↓ -97%
FL Health Care Plan MCR $13.65 ↓ -97%
BCBS MCRPPO $13.65 ↓ -97%
Aetna MCR $13.71 ↓ -97%
Sunshine State MCR $14.05 ↓ -97%
WellCare MCR $14.05 ↓ -97%
American Health Plan MCR $14.18 ↓ -97%
Align Senior Care MGMCR $14.32 ↓ -96%
Florida Complete Care MCR $14.32 ↓ -96%
Cigna Healthspring MCR $14.32 ↓ -96%
Gold Kidney of Florida MCR $14.58 ↓ -96%
Putnam County Sheriffs LocalGovernment $14.72 ↓ -96%
Centurion GVT $14.72 ↓ -96%
Clear Spring Health MCR $14.72 ↓ -96%
Ultimate Health Plan MCR $15.39 ↓ -96%
Longevity Health Plan MCR $16.06 ↓ -96%
Oscar HIX $16.32 ↓ -96%
Simply Healthcare HIX $16.73 ↓ -96%
AvMed HMOFI $48.75 ↓ -88%
AvMed ASOEO $56.88 ↓ -86%
Simply MGMCR $62.56 ↓ -85%
Humana HMO $69.06 ↓ -83%
Humana PPO $69.06 ↓ -83%
Molina Healthcare MGMCR $77.19 ↓ -81%
CorVel Corporation WORKERSCOMP $81.32 ↓ -80%
Prime Health WC $83.03 ↓ -80%
Careworks (Rockport Community) WORKERSCOMP $85.60 ↓ -79%
Evolutions TieredNetwork $93.44 ↓ -77%
Sunshine State Health Plan QHP $103.59 ↓ -75%
Aetna ASA $121.88 ↓ -70%
Molina Healthcare HIX $130.00 ↓ -68%
United OptionsPPO $133.25 ↓ -67%
United GlobalBenefitPlan $182.81 ↓ -55%
Prime Health Sheriff WORKERSCOMP $203.13 ↓ -50%
Plotkin Health COMM $203.13 ↓ -50%
AvMed HIXOON $203.13 ↓ -50%
Prime Health Sheriff COMM $203.13 ↓ -50%
Multiplan Primary $316.88 ↓ -22%
Multiplan Complementary $345.31 ↓ -15%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Borrelia antibody at other Florida hospitals

Hospital City Cash price Negotiated range
Boca Raton Regional Hospital BOCA RATON $78.65 $13.38 – $79.01
HCA FLORIDA ST. LUCIE HOSPITAL STUART $248.00 $13.32 – $91.94
Adventhealth Daytona Beach Daytona Beach not published $12.71 – $22.33
Adventhealth Lake Wales Lake Wales not published $13.38 – $29.70
Adventhealth Palm Coast Parkway Palm Coast not published $12.71 – $28.58
Adventhealth Tampa Tampa not published $13.38 – $29.70
AdventHealth New Smyrna Beach New Smyrna Beach not published $12.71 – $29.23
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $10.70 – $88.23

All Florida hospitals for this procedure →