Surgical pathology level 3 gross & microscopic examination at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.21 with Optimum vs $332.87 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $2.21
Freedom Health MCR $2.21
AvMed HIX $2.45
Simply MGMCR $4.72
Oscar HIX $4.91
Simply Healthcare HIX $5.12
Molina Healthcare MGMCR $5.83
Humana HMO $6.13
Humana PPO $6.13
Evolutions TieredNetwork $7.05
AvMed HMOFI $7.36
Sunshine State Health Plan QHP $7.82
AvMed ASOEO $8.58
Aetna ASA $9.20
Florida Health Care Plan COMM $11.56
United OptionsPPO $12.39
United GlobalBenefitPlan $13.80
AvMed HIXOON $15.33
United AllPayerAppendix $49.76
Prime Health WC $332.87
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $433.87 $51.70 – $90.82
Adventhealth Lake Wales Lake Wales $157.26 $54.42 – $120.81
Adventhealth Palm Coast Parkway Palm Coast $329.00 $51.70 – $116.23
Adventhealth Tampa Tampa $887.67 $54.42 – $120.81
AdventHealth New Smyrna Beach New Smyrna Beach $372.89 $51.70 – $118.88
Adventhealth Port Charlotte Port Charlotte $329.00 $54.42 – $99.37
cleveland clinic florida weston hospital Weston $159.90 $6.74 – $188.70
martin north hospital Stuart $159.90 $20.76 – $111.00

All Florida hospitals for this procedure →