Pt evaluation moderate complexity patient/family at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,094.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,094.99

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.84 with Freedom Health vs $547.50 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $78.84 ↓ -93%
Optimum MGMCR $78.84 ↓ -93%
United VACCN $84.48 ↓ -92%
NDMS Definitive Care MGMCR $84.48 ↓ -92%
Devoted Health MCR $84.48 ↓ -92%
Humana MGMCRHMO $84.48 ↓ -92%
Wellmed MGMCR $84.48 ↓ -92%
FL Health Care Plan MCR $86.17 ↓ -92%
BCBS MCRHMO $86.17 ↓ -92%
BCBS MCRPPO $86.17 ↓ -92%
United MCR $86.17 ↓ -92%
Aetna MCR $86.59 ↓ -92%
AvMed HIX $87.60 ↓ -92%
Sunshine State MCR $88.70 ↓ -92%
WellCare MCR $88.70 ↓ -92%
American Health Plan MCR $89.55 ↓ -92%
AvMed MGMCR $89.55 ↓ -92%
Florida Complete Care MCR $90.39 ↓ -92%
Align Senior Care MGMCR $90.39 ↓ -92%
Cigna Healthspring MCR $90.39 ↓ -92%
Gold Kidney of Florida MCR $92.08 ↓ -92%
Prime Health WC $92.15 ↓ -92%
Centurion GVT $92.93 ↓ -92%
Clear Spring Health MCR $92.93 ↓ -92%
Humana TRICARE $92.93 ↓ -92%
CarePlus MGMCR $96.31 ↓ -91%
Ultimate Health Plan MCR $97.15 ↓ -91%
Longevity Health Plan MCR $101.38 ↓ -91%
Solis Health Plan MCR $122.50 ↓ -89%
Oscar HIX $175.20 ↓ -84%
Simply Healthcare HIX $182.86 ↓ -83%
Cigna PPO $190.53 ↓ -83%
Cigna ManagedCareHMO $190.53 ↓ -83%
Molina Healthcare MGMCR $208.05 ↓ -81%
Humana PPO $219.00 ↓ -80%
Humana HMO $219.00 ↓ -80%
Evolutions TieredNetwork $251.85 ↓ -77%
AvMed HMOFI $262.80 ↓ -76%
Sunshine State Health Plan QHP $279.22 ↓ -75%
AvMed ASOEO $306.60 ↓ -72%
Aetna ASA $328.50 ↓ -70%
Humana MGMCRPPO $337.92 ↓ -69%
Florida Health Care Plan COMM $412.81 ↓ -62%
United OptionsPPO $442.38 ↓ -60%
United GlobalBenefitPlan $492.75 ↓ -55%
AvMed HIXOON $547.50 ↓ -50%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $91.20 – $160.22
Adventhealth Lake Wales Lake Wales $589.05 $96.00 – $213.12
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $660.51 $96.00 – $213.12
AdventHealth New Smyrna Beach New Smyrna Beach $444.78 $91.20 – $209.71
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $765.67 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →