Pt evaluation low complexity patient/family at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$729.26

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$729.26

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.51 with Optimum vs $364.63 with AvMed — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $52.51 ↓ -93%
Freedom Health MCR $52.51 ↓ -93%
AvMed HIX $58.34 ↓ -92%
NDMS Definitive Care MGMCR $84.48 ↓ -88%
Devoted Health MCR $84.48 ↓ -88%
Humana MGMCRHMO $84.48 ↓ -88%
Wellmed MGMCR $84.48 ↓ -88%
United VACCN $84.48 ↓ -88%
BCBS MCRHMO $86.17 ↓ -88%
FL Health Care Plan MCR $86.17 ↓ -88%
BCBS MCRPPO $86.17 ↓ -88%
United MCR $86.17 ↓ -88%
Aetna MCR $86.59 ↓ -88%
Sunshine State MCR $88.70 ↓ -88%
WellCare MCR $88.70 ↓ -88%
American Health Plan MCR $89.55 ↓ -88%
AvMed MGMCR $89.55 ↓ -88%
Florida Complete Care MCR $90.39 ↓ -88%
Align Senior Care MGMCR $90.39 ↓ -88%
Cigna Healthspring MCR $90.39 ↓ -88%
Gold Kidney of Florida MCR $92.08 ↓ -87%
Prime Health WC $92.15 ↓ -87%
Centurion GVT $92.93 ↓ -87%
Clear Spring Health MCR $92.93 ↓ -87%
Humana TRICARE $92.93 ↓ -87%
CarePlus MGMCR $96.31 ↓ -87%
Ultimate Health Plan MCR $97.15 ↓ -87%
Longevity Health Plan MCR $101.38 ↓ -86%
Oscar HIX $116.68 ↓ -84%
Simply Healthcare HIX $121.79 ↓ -83%
Solis Health Plan MCR $122.50 ↓ -83%
Cigna PPO $126.89 ↓ -83%
Cigna ManagedCareHMO $126.89 ↓ -83%
Molina Healthcare MGMCR $138.56 ↓ -81%
Humana PPO $145.85 ↓ -80%
Humana HMO $145.85 ↓ -80%
Evolutions TieredNetwork $167.73 ↓ -77%
AvMed HMOFI $175.02 ↓ -76%
Sunshine State Health Plan QHP $185.96 ↓ -75%
AvMed ASOEO $204.19 ↓ -72%
Aetna ASA $218.78 ↓ -70%
Florida Health Care Plan COMM $274.93 ↓ -62%
United OptionsPPO $294.62 ↓ -60%
United GlobalBenefitPlan $328.17 ↓ -55%
Humana MGMCRPPO $337.92 ↓ -54%
AvMed HIXOON $364.63 ↓ -50%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt evaluation low complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $93.79 – $164.78
Adventhealth Lake Wales Lake Wales $589.05 $98.73 – $219.18
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $579.30 $98.73 – $219.18
AdventHealth New Smyrna Beach New Smyrna Beach $296.52 $93.79 – $215.68
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $692.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $494.86 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →