Ot evaluation low complexity patient/family at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$671.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$671.98

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.38 with Optimum vs $346.93 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $48.38 ↓ -93%
Freedom Health MCR $48.38 ↓ -93%
AvMed HIX $53.76 ↓ -92%
NDMS Definitive Care MGMCR $86.73 ↓ -87%
Devoted Health MCR $86.73 ↓ -87%
Humana MGMCRHMO $86.73 ↓ -87%
Wellmed MGMCR $86.73 ↓ -87%
United VACCN $86.73 ↓ -87%
BCBS MCRHMO $88.47 ↓ -87%
FL Health Care Plan MCR $88.47 ↓ -87%
BCBS MCRPPO $88.47 ↓ -87%
United MCR $88.47 ↓ -87%
Aetna MCR $88.90 ↓ -87%
Sunshine State MCR $91.07 ↓ -86%
WellCare MCR $91.07 ↓ -86%
American Health Plan MCR $91.94 ↓ -86%
AvMed MGMCR $91.94 ↓ -86%
Florida Complete Care MCR $92.80 ↓ -86%
Align Senior Care MGMCR $92.80 ↓ -86%
Cigna Healthspring MCR $92.80 ↓ -86%
Gold Kidney of Florida MCR $94.54 ↓ -86%
Humana TRICARE $95.28 ↓ -86%
Centurion GVT $95.41 ↓ -86%
Clear Spring Health MCR $95.41 ↓ -86%
Prime Health WC $97.00 ↓ -86%
CarePlus MGMCR $98.88 ↓ -85%
Ultimate Health Plan MCR $99.74 ↓ -85%
Longevity Health Plan MCR $104.08 ↓ -85%
Oscar HIX $107.52 ↓ -84%
Simply Healthcare HIX $112.22 ↓ -83%
Cigna ManagedCareHMO $116.92 ↓ -83%
Cigna PPO $116.92 ↓ -83%
Solis Health Plan MCR $125.76 ↓ -81%
Molina Healthcare MGMCR $127.68 ↓ -81%
Humana PPO $134.40 ↓ -80%
Humana HMO $134.40 ↓ -80%
Evolutions TieredNetwork $154.56 ↓ -77%
AvMed HMOFI $161.28 ↓ -76%
Sunshine State Health Plan QHP $171.35 ↓ -75%
AvMed ASOEO $188.15 ↓ -72%
Aetna ASA $201.59 ↓ -70%
Florida Health Care Plan COMM $253.34 ↓ -62%
United OptionsPPO $271.48 ↓ -60%
United GlobalBenefitPlan $302.39 ↓ -55%
AvMed HIXOON $335.99 ↓ -50%
Humana MGMCRPPO $346.93 ↓ -48%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Ot evaluation low complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $369.90 $93.63 – $164.50
Adventhealth Lake Wales Lake Wales $758.39 $98.56 – $218.80
Adventhealth Palm Coast Parkway Palm Coast $474.36 not published
Adventhealth Tampa Tampa $654.12 $98.56 – $218.80
AdventHealth New Smyrna Beach New Smyrna Beach $281.15 $93.63 – $215.30
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $692.00 $69.39 – $104.08
Adventhealth Port Charlotte Port Charlotte $664.73 not published
cleveland clinic florida weston hospital Weston $547.95 $66.98 – $716.55

All Florida hospitals for this procedure →