Established Patient Office Visit (level 4) at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.71 with Aetna vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $68.71
Freedom Health MCR $71.70
Optimum MGMCR $71.70
Truli for Health BSL $84.65
Prime Health WC $86.33
BCBS BSL $86.64
BCBS SBN $86.64
BCBS MBN $86.64
BCBS PPO $124.48
BCBS NWB $124.48
BCBS MCRPPO $133.44
BCBS MCRHMO $133.94
BCBS HMO $134.44
Simply MGMCR $153.36
Cigna PPO $173.28
Cigna ManagedCareHMO $173.28
Molina Healthcare MGMCR $189.21
Aetna QHP $197.18
Humana PPO $199.17
Humana HMO $199.17
BCBS PHS $211.12
Aetna HMO $225.06
Aetna PPO $225.06
Sunshine State Health Plan QHP $253.94
Aetna ASA $298.75
Florida Health Care Plan COMM $375.44
United OptionsPPO $402.32
United GlobalBenefitPlan $448.13
AvMed HIXOON $497.93
American Health Plan MCR $15,000.00

Visitor-reported prices

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Established Patient Office Visit (level 4) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $428.75 not published
Adventhealth Lake Wales Lake Wales $650.55 not published
Adventhealth Palm Coast Parkway Palm Coast $747.19 not published
Adventhealth Tampa Tampa $639.64 not published
AdventHealth New Smyrna Beach New Smyrna Beach $524.29 not published
Adventhealth Port Charlotte Port Charlotte $984.78 not published
cleveland clinic florida weston hospital Weston $499.20 $39.31 – $384.00
martin north hospital Stuart $499.20 $48.67 – $175.50

All Florida hospitals for this procedure →