CT heart w/evaluation of calcium without contrast at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,007.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,007.28

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.52 with Optimum vs $7,247.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $72.52 ↓ -93%
Freedom Health MCR $72.52 ↓ -93%
Prime Health WC $110.96 ↓ -89%
Simply MGMCR $155.12 ↓ -85%
United AllPayerAppendix $182.03 ↓ -82%
Molina Healthcare MGMCR $191.38 ↓ -81%
Sunshine State Health Plan QHP $256.86 ↓ -74%
Aetna ASA $302.18 ↓ -70%
United OptionsPPO $406.94 ↓ -60%
United GlobalBenefitPlan $453.28 ↓ -55%
AvMed HIXOON $503.64 ↓ -50%
AvMed HIX $887.00 ↓ -12%
Aetna QHP $1,186.00 ↑ +18%
Aetna HMO $1,460.00 ↑ +45%
Aetna PPO $1,460.00 ↑ +45%
AvMed HMOFI $1,695.00 ↑ +68%
AvMed ASOEO $1,863.00 ↑ +85%
Evolutions TieredNetwork $3,504.00 ↑ +248%
Cigna ManagedCareHMO $3,951.00 ↑ +292%
Cigna PPO $3,951.00 ↑ +292%
Humana HMO $7,247.00 ↑ +619%
Humana PPO $7,247.00 ↑ +619%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $121.55 $36.39 – $151.68
Adventhealth Palm Coast Parkway Palm Coast $267.73 $32.85 – $194.11
Adventhealth Tampa Tampa $1,150.55 $29.53 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $133.12 $50.70 – $198.52
cleveland clinic florida weston hospital Weston $644.80 $22.86 – $646.00
martin north hospital Stuart $644.80 $20.46 – $380.00
indian river hospital Vero Beach $644.80 $24.47 – $608.00
Baptist Hospital MIAMI $1,262.95 $67.49 – $1,748.70

All Florida hospitals for this procedure →