#cf-97variants at OVIEDO MEDICAL CENTER

8300 Red Bug Lake Rd, Oviedo, FL · HCA Florida Healthcare · · NPI 1245785567

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$426.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$426.37

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.70 with Freedom Health vs $2,226.40 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $30.70 ↓ -93%
Optimum MGMCR $30.70 ↓ -93%
AvMed HIX $34.11 ↓ -92%
Simply MGMCR $65.66 ↓ -85%
Molina Healthcare MGMCR $81.01 ↓ -81%
Humana HMO $85.27 ↓ -80%
Humana PPO $85.27 ↓ -80%
Evolutions TieredNetwork $98.07 ↓ -77%
AvMed HMOFI $102.33 ↓ -76%
Prime Health WC $107.52 ↓ -75%
Sunshine State Health Plan QHP $108.72 ↓ -75%
AvMed ASOEO $119.38 ↓ -72%
Aetna ASA $127.91 ↓ -70%
Florida Health Care Plan COMM $160.74 ↓ -62%
United OptionsPPO $172.25 ↓ -60%
United GlobalBenefitPlan $191.87 ↓ -55%
AvMed HIXOON $213.19 ↓ -50%
Humana TRICARE $504.49 ↑ +18%
Devoted Health MCR $556.60 ↑ +31%
Humana MGMCRHMO $556.60 ↑ +31%
Wellmed MGMCR $556.60 ↑ +31%
United AllPayerAppendix $556.60 ↑ +31%
NDMS Definitive Care MGMCR $556.60 ↑ +31%
United VACCN $556.60 ↑ +31%
FL Health Care Plan MCR $567.73 ↑ +33%
United MCR $567.73 ↑ +33%
BCBS MCRHMO $567.73 ↑ +33%
BCBS MCRPPO $567.73 ↑ +33%
Aetna MCR $570.51 ↑ +34%
WellCare MCR $584.43 ↑ +37%
Sunshine State MCR $584.43 ↑ +37%
American Health Plan MCR $590.00 ↑ +38%
AvMed MGMCR $590.00 ↑ +38%
Cigna Healthspring MCR $595.56 ↑ +40%
Align Senior Care MGMCR $595.56 ↑ +40%
Florida Complete Care MCR $595.56 ↑ +40%
Gold Kidney of Florida MCR $606.69 ↑ +42%
Clear Spring Health MCR $612.26 ↑ +44%
Centurion GVT $612.26 ↑ +44%
CarePlus MGMCR $634.52 ↑ +49%
Ultimate Health Plan MCR $640.09 ↑ +50%
Longevity Health Plan MCR $667.92 ↑ +57%
Solis Health Plan MCR $807.07 ↑ +89%
Oscar HIX $807.07 ↑ +89%
Simply Healthcare HIX $868.30 ↑ +104%
Humana MGMCRPPO $2,226.40 ↑ +422%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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#cf-97variants at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,691.38 $528.77 – $928.97
Adventhealth Palm Coast Parkway Palm Coast $1,580.47 $528.77 – $1,188.84
AdventHealth New Smyrna Beach New Smyrna Beach $1,194.28 $528.77 – $1,215.89
Adventhealth Port Charlotte Port Charlotte $3,717.42 $556.60 – $1,016.35
cleveland clinic florida weston hospital Weston $518.70 $170.10 – $681.00
martin north hospital Stuart $518.70 $163.20 – $612.26
indian river hospital Vero Beach $375.05 $135.02 – $612.26
Baptist Hospital MIAMI $455.00 $121.10 – $630.00

All Florida hospitals for this procedure →