Urine pregnancy test at UCF LAKE NONA HOSPITAL

6700 Lake Nona Blvd, Orlando, FL · HCA Florida Healthcare · · NPI 1871193664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$389.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$389.11

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.81 with Humana vs $350.20 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $7.81 ↓ -98%
Devoted Health MCR $8.61 ↓ -98%
Wellmed MGMCR $8.61 ↓ -98%
United VACCN $8.61 ↓ -98%
United AllPayerAppendix $8.61 ↓ -98%
Humana MGMCRHMO $8.61 ↓ -98%
NDMS Definitive Care MGMCR $8.61 ↓ -98%
FL Health Care Plan MCR $8.78 ↓ -98%
United MCR $8.78 ↓ -98%
BCBS MCRHMO $8.78 ↓ -98%
BCBS MCRPPO $8.78 ↓ -98%
Aetna MCR $8.83 ↓ -98%
WellCare MCR $9.04 ↓ -98%
American Health Plan MCR $9.13 ↓ -98%
AvMed MGMCR $9.13 ↓ -98%
Cigna Healthspring MCR $9.21 ↓ -98%
Align Senior Care MGMCR $9.21 ↓ -98%
Florida Complete Care MCR $9.21 ↓ -98%
Gold Kidney of Florida MCR $9.38 ↓ -98%
Centurion GVT $9.47 ↓ -98%
Clear Spring Health MCR $9.47 ↓ -98%
CarePlus MGMCR $9.82 ↓ -97%
Ultimate Health Plan MCR $9.90 ↓ -97%
Longevity Health Plan MCR $10.33 ↓ -97%
Oscar HIX $12.48 ↓ -97%
Solis Health Plan MCR $12.48 ↓ -97%
Simply Healthcare HIX $13.43 ↓ -97%
Humana MGMCRPPO $17.22 ↓ -96%
AvMed HIX $31.13 ↓ -92%
Simply MGMCR $59.92 ↓ -85%
Molina Healthcare MGMCR $73.93 ↓ -81%
Evolutions TieredNetwork $89.50 ↓ -77%
AvMed HMOFI $93.39 ↓ -76%
Sunshine State Health Plan QHP $99.22 ↓ -75%
Molina Healthcare HIX $105.06 ↓ -73%
Humana HMO $108.95 ↓ -72%
AvMed ASOEO $108.95 ↓ -72%
Humana PPO $108.95 ↓ -72%
Aetna ASA $116.73 ↓ -70%
CorVel Corporation WORKERSCOMP $118.28 ↓ -70%
Prime Health WC $120.77 ↓ -69%
United OptionsPPO $157.20 ↓ -60%
United GlobalBenefitPlan $175.10 ↓ -55%
Prime Health Sheriff WORKERSCOMP $194.56 ↓ -50%
AvMed HIXOON $194.56 ↓ -50%
Prime Health Sheriff COMM $194.56 ↓ -50%
Plotkin Health COMM $194.56 ↓ -50%
NovaNet COMM $350.20 ↓ -10%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Urine pregnancy test at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $256.00 $8.61 – $22.82
HCA FLORIDA OSCEOLA HOSPITAL ORLANDO $398.35 $7.81 – $124.51
Adventhealth Daytona Beach Daytona Beach $226.45 $8.18 – $14.37
Adventhealth Palm Coast Parkway Palm Coast $227.64 $8.18 – $18.39
Adventhealth Tampa Tampa $435.68 $8.61 – $19.11
AdventHealth New Smyrna Beach New Smyrna Beach $179.91 $8.18 – $18.81
Adventhealth Port Charlotte Port Charlotte $64.02 $8.61 – $15.72
cleveland clinic florida weston hospital Weston $70.85 $1.43 – $34.00

All Florida hospitals for this procedure →