Upper Back (Thoracic Spine) MRI (with and without contrast) at UCF LAKE NONA HOSPITAL

6700 Lake Nona Blvd, Orlando, FL · HCA Florida Healthcare · · NPI 1871193664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$21,747.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,747.53

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $19,572.78 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27 ↓ -96%
Aetna QHP $1,580.00 ↓ -93%
AvMed HIX $1,625.00 ↓ -93%
Aetna PPO $1,947.00 ↓ -91%
Aetna HMO $1,947.00 ↓ -91%
AvMed HMOFI $3,110.00 ↓ -86%
Simply MGMCR $3,349.12 ↓ -85%
AvMed ASOEO $3,418.00 ↓ -84%
Molina Healthcare MGMCR $4,132.03 ↓ -81%
CorVel Corporation WORKERSCOMP $4,620.90 ↓ -79%
Prime Health WC $4,718.18 ↓ -78%
Sunshine State Health Plan QHP $5,545.62 ↓ -75%
Molina Healthcare HIX $5,871.83 ↓ -73%
Aetna ASA $6,524.26 ↓ -70%
United OptionsPPO $8,786.00 ↓ -60%
United GlobalBenefitPlan $9,786.39 ↓ -55%
Plotkin Health COMM $10,873.76 ↓ -50%
AvMed HIXOON $10,873.76 ↓ -50%
Prime Health Sheriff COMM $10,873.76 ↓ -50%
Prime Health Sheriff WORKERSCOMP $10,873.76 ↓ -50%
NovaNet COMM $19,572.78 ↓ -10%

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $12,774.00 $364.32 – $1,200.02
HCA FLORIDA OSCEOLA HOSPITAL ORLANDO not published $828.27 – $4,864.10
Adventhealth Daytona Beach Daytona Beach $7,888.14 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $18,799.04 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $7,145.02 $346.11 – $1,177.02
Adventhealth Tampa Tampa $8,270.26 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $6,349.69 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $12,170.68 $364.32 – $687.95

All Florida hospitals for this procedure →