St treatment speech individual at UCF LAKE NONA HOSPITAL

6700 Lake Nona Blvd, Orlando, FL · HCA Florida Healthcare · · NPI 1871193664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,268.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,268.93

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.36 with Humana vs $1,142.04 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $71.36 ↓ -94%
Humana MGMCRHMO $74.90 ↓ -94%
Devoted Health MCR $74.90 ↓ -94%
Wellmed MGMCR $74.90 ↓ -94%
NDMS Definitive Care MGMCR $74.90 ↓ -94%
United VACCN $74.90 ↓ -94%
FL Health Care Plan MCR $76.40 ↓ -94%
United MCR $76.40 ↓ -94%
BCBS MCRHMO $76.40 ↓ -94%
BCBS MCRPPO $76.40 ↓ -94%
Aetna MCR $76.77 ↓ -94%
WellCare MCR $78.65 ↓ -94%
American Health Plan MCR $79.39 ↓ -94%
AvMed MGMCR $79.39 ↓ -94%
Florida Complete Care MCR $80.14 ↓ -94%
Align Senior Care MGMCR $80.14 ↓ -94%
Cigna Healthspring MCR $80.14 ↓ -94%
Gold Kidney of Florida MCR $81.64 ↓ -94%
Centurion GVT $82.39 ↓ -94%
Clear Spring Health MCR $82.39 ↓ -94%
CorVel Corporation WORKERSCOMP $83.60 ↓ -93%
Prime Health WC $85.36 ↓ -93%
CarePlus MGMCR $85.39 ↓ -93%
Ultimate Health Plan MCR $86.14 ↓ -93%
Longevity Health Plan MCR $89.88 ↓ -93%
AvMed HIX $101.51 ↓ -92%
Solis Health Plan MCR $108.61 ↓ -91%
Humana MGMCRPPO $149.80 ↓ -88%
Oscar HIX $203.03 ↓ -84%
Simply Healthcare HIX $211.91 ↓ -83%
Cigna ManagedCareHMO $220.79 ↓ -83%
Cigna PPO $220.79 ↓ -83%
Molina Healthcare MGMCR $241.10 ↓ -81%
Evolutions TieredNetwork $291.85 ↓ -77%
AvMed HMOFI $304.54 ↓ -76%
Sunshine State Health Plan QHP $323.58 ↓ -74%
Molina Healthcare HIX $342.61 ↓ -73%
Humana PPO $355.30 ↓ -72%
AvMed ASOEO $355.30 ↓ -72%
Humana HMO $355.30 ↓ -72%
Aetna ASA $380.68 ↓ -70%
United OptionsPPO $512.65 ↓ -60%
United GlobalBenefitPlan $571.02 ↓ -55%
Plotkin Health COMM $634.47 ↓ -50%
AvMed HIXOON $634.47 ↓ -50%
Prime Health Sheriff WORKERSCOMP $634.47 ↓ -50%
Prime Health Sheriff COMM $634.47 ↓ -50%
NovaNet COMM $1,142.04 ↓ -10%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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St treatment speech individual at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $756.00 $74.90 – $198.48
HCA FLORIDA OSCEOLA HOSPITAL ORLANDO $1,503.30 $71.36 – $108.61
Adventhealth Daytona Beach Daytona Beach $262.73 $71.16 – $125.01
Adventhealth Lake Wales Lake Wales $510.48 $74.90 – $166.28
Adventhealth Palm Coast Parkway Palm Coast $273.43 not published
Adventhealth Tampa Tampa $417.93 $74.90 – $166.28
AdventHealth New Smyrna Beach New Smyrna Beach $298.86 $71.16 – $163.62
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $852.00 $59.92 – $89.88

All Florida hospitals for this procedure →