X-ray surgical specimen at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$135.63 with Optimum vs $1,883.70 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $135.63
Freedom Health MCR $135.63
AvMed HIX $150.70
Simply MGMCR $290.09
CorVel Corporation WORKERSCOMP $332.75
Prime Health WC $339.75
Careworks (Rockport Community) WORKERSCOMP $350.26
Molina Healthcare MGMCR $357.90
Evolutions TieredNetwork $433.25
AvMed HMOFI $452.09
Sunshine State Health Plan QHP $480.34
Molina Healthcare HIX $508.60
Humana PPO $527.44
Humana HMO $527.44
AvMed ASOEO $527.44
Aetna ASA $565.11
United OptionsPPO $629.16
United GlobalBenefitPlan $847.66
Prime Health Sheriff WORKERSCOMP $941.85
AvMed HIXOON $941.85
Prime Health Sheriff COMM $941.85
Plotkin Health COMM $941.85
United AllPayerAppendix $1,086.50
Multiplan PRIMARYPPO $1,412.78
Multiplan Primary $1,469.29
Evernorth BHCOMM $1,506.96
PPO Next COMM $1,601.14
Multiplan Complementary $1,601.14
Multiplan COMPLEMENTARYPPO $1,601.14
PPO Next PPO $1,601.14
NovaNet COMM $1,695.33
Beacon Health Options MCR $1,883.70
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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X-ray surgical specimen at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $486.00 $496.32 – $1,512.12
UCF LAKE NONA HOSPITAL Orlando $1,318.64 $332.75 – $1,086.50
Adventhealth Daytona Beach Daytona Beach $1,428.17 $523.23 – $952.35
Adventhealth Palm Coast Parkway Palm Coast $1,428.17 $472.40 – $1,218.77
Adventhealth Tampa Tampa $1,837.79 $424.56 – $1,266.75
AdventHealth New Smyrna Beach New Smyrna Beach $1,564.18 $542.08 – $1,246.50
Adventhealth Port Charlotte Port Charlotte $3,221.47 $443.70 – $1,041.93
cleveland clinic florida weston hospital Weston $3,154.45 $6.68 – $4,019.65

All Florida hospitals for this procedure →