Surgical pathology level 5 gross & microscopic examination at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$944.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$944.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.04 with Freedom Health vs $944.95 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $68.04 ↓ -93%
Optimum MGMCR $68.04 ↓ -93%
AvMed HIX $75.60 ↓ -92%
Simply MGMCR $145.52 ↓ -85%
Oscar HIX $151.19 ↓ -84%
Simply Healthcare HIX $157.81 ↓ -83%
Molina Healthcare MGMCR $179.54 ↓ -81%
Evolutions TieredNetwork $217.34 ↓ -77%
AvMed HMOFI $226.79 ↓ -76%
Sunshine State Health Plan QHP $240.96 ↓ -75%
Molina Healthcare HIX $255.14 ↓ -73%
Humana HMO $264.59 ↓ -72%
AvMed ASOEO $264.59 ↓ -72%
Humana PPO $264.59 ↓ -72%
Aetna ASA $283.49 ↓ -70%
United AllPayerAppendix $291.26 ↓ -69%
United OptionsPPO $315.61 ↓ -67%
United GlobalBenefitPlan $425.23 ↓ -55%
Prime Health Sheriff COMM $472.48 ↓ -50%
AvMed HIXOON $472.48 ↓ -50%
Plotkin Health COMM $472.48 ↓ -50%
Prime Health Sheriff WORKERSCOMP $472.48 ↓ -50%
CorVel Corporation WORKERSCOMP $613.56 ↓ -35%
Prime Health WC $626.47 ↓ -34%
Careworks (Rockport Community) WORKERSCOMP $645.85 ↓ -32%
Multiplan PRIMARYPPO $708.71 ↓ -25%
Multiplan Primary $737.06 ↓ -22%
Evernorth BHCOMM $755.96 ↓ -20%
PPO Next COMM $803.21 ↓ -15%
Multiplan Complementary $803.21 ↓ -15%
Multiplan COMPLEMENTARYPPO $803.21 ↓ -15%
PPO Next PPO $803.21 ↓ -15%
NovaNet COMM $850.46 ↓ -10%
Beacon Health Options MCR $944.95 ↑ +0%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $1,384.00 $374.32 – $991.94
UCF LAKE NONA HOSPITAL Orlando $186.37 $291.26 – $626.47
Adventhealth Daytona Beach Daytona Beach $713.38 $355.60 – $624.74
Adventhealth Lake Wales Lake Wales $915.98 $374.32 – $830.99
Adventhealth Palm Coast Parkway Palm Coast $717.11 $355.60 – $799.51
Adventhealth Tampa Tampa $1,494.75 $374.32 – $830.99
AdventHealth New Smyrna Beach New Smyrna Beach $616.32 $355.60 – $817.70
Adventhealth Port Charlotte Port Charlotte $1,434.09 $374.32 – $683.50

All Florida hospitals for this procedure →