St analysis behavior qualitative voice/resonance at HCA FLORIDA OSCEOLA HOSPITAL
5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450
$878.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$878.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.26 with Optimum vs $878.55 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Optimum | MGMCR | $63.26 | ↓ -93% |
| Freedom Health | MCR | $63.26 | ↓ -93% |
| AvMed | HIX | $70.28 | ↓ -92% |
| CorVel Corporation | WORKERSCOMP | $95.95 | ↓ -89% |
| Prime Health | WC | $97.97 | ↓ -89% |
| Careworks (Rockport Community) | WORKERSCOMP | $101.00 | ↓ -89% |
| Humana | TRICARE | $101.76 | ↓ -88% |
| United | VACCN | $108.10 | ↓ -88% |
| Devoted Health | MCR | $108.10 | ↓ -88% |
| Wellmed | MGMCR | $108.10 | ↓ -88% |
| Humana | MGMCRHMO | $108.10 | ↓ -88% |
| Humana | MGMCRPPO | $108.10 | ↓ -88% |
| NDMS Definitive Care | MGMCR | $108.10 | ↓ -88% |
| United Behavioral Health | VACCN | $108.10 | ↓ -88% |
| BCBS | MCRPPO | $110.26 | ↓ -87% |
| FL Health Care Plan | MCR | $110.26 | ↓ -87% |
| United | MCR | $110.26 | ↓ -87% |
| BCBS | MCRHMO | $110.26 | ↓ -87% |
| Aetna | MCR | $110.80 | ↓ -87% |
| WellCare | MCR | $113.50 | ↓ -87% |
| Sunshine State | MCR | $113.50 | ↓ -87% |
| American Health Plan | MCR | $114.59 | ↓ -87% |
| AvMed | MGMCR | $114.59 | ↓ -87% |
| Florida Complete Care | MCR | $115.67 | ↓ -87% |
| Align Senior Care | MGMCR | $115.67 | ↓ -87% |
| Cigna Healthspring | MCR | $115.67 | ↓ -87% |
| Gold Kidney of Florida | MCR | $117.83 | ↓ -87% |
| Centurion | GVT | $118.91 | ↓ -86% |
| Clear Spring Health | MCR | $118.91 | ↓ -86% |
| CarePlus | MGMCR | $123.23 | ↓ -86% |
| Ultimate Health Plan | MCR | $124.31 | ↓ -86% |
| Longevity Health Plan | MCR | $129.72 | ↓ -85% |
| Oscar | HIX | $140.57 | ↓ -84% |
| Simply Healthcare | HIX | $146.72 | ↓ -83% |
| Cigna | ManagedCareHMO | $152.87 | ↓ -83% |
| Cigna | PPO | $152.87 | ↓ -83% |
| Solis Health Plan | MCR | $156.74 | ↓ -82% |
| Molina Healthcare | MGMCR | $166.92 | ↓ -81% |
| Evolutions | TieredNetwork | $202.07 | ↓ -77% |
| AvMed | HMOFI | $210.85 | ↓ -76% |
| Sunshine State Health Plan | QHP | $224.03 | ↓ -75% |
| Molina Healthcare | HIX | $237.21 | ↓ -73% |
| AvMed | ASOEO | $245.99 | ↓ -72% |
| Humana | HMO | $245.99 | ↓ -72% |
| Humana | PPO | $245.99 | ↓ -72% |
| Aetna | ASA | $263.56 | ↓ -70% |
| United | OptionsPPO | $293.44 | ↓ -67% |
| United | GlobalBenefitPlan | $395.35 | ↓ -55% |
| Prime Health Sheriff | COMM | $439.27 | ↓ -50% |
| Plotkin Health | COMM | $439.27 | ↓ -50% |
| AvMed | HIXOON | $439.27 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $439.27 | ↓ -50% |
| Multiplan | PRIMARYPPO | $658.91 | ↓ -25% |
| Multiplan | Primary | $685.27 | ↓ -22% |
| Evernorth | BHCOMM | $702.84 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $746.77 | ↓ -15% |
| PPO Next | PPO | $746.77 | ↓ -15% |
| Multiplan | Complementary | $746.77 | ↓ -15% |
| PPO Next | COMM | $746.77 | ↓ -15% |
| NovaNet | COMM | $790.70 | ↓ -10% |
| Beacon Health Options | MCR | $878.55 | ↑ +0% |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Orlando | Orlando | $883.00 | $110.94 – $293.99 |
| UCF LAKE NONA HOSPITAL | Orlando | $900.00 | $95.95 – $156.74 |
| Adventhealth Daytona Beach | Daytona Beach | $348.64 | $105.39 – $185.16 |
| Adventhealth Lake Wales | Lake Wales | $1,046.27 | $110.94 – $246.29 |
| Adventhealth Palm Coast Parkway | Palm Coast | $364.61 | not published |
| Adventhealth Tampa | Tampa | $689.48 | $110.94 – $246.29 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $262.14 | $105.39 – $242.35 |
| Adventhealth Port Charlotte | Port Charlotte | $904.77 | not published |