Specimen fat stain at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.33 with Humana vs $96.17 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $5.33
Humana MGMCRHMO $5.88
Humana MGMCRPPO $5.88
Devoted Health MCR $5.88
Wellmed MGMCR $5.88
NDMS Definitive Care MGMCR $5.88
United AllPayerAppendix $5.88
United Behavioral Health VACCN $5.88
United VACCN $5.88
FL Health Care Plan MCR $6.00
United MCR $6.00
BCBS MCRHMO $6.00
BCBS MCRPPO $6.00
Aetna MCR $6.03
Sunshine State MCR $6.17
WellCare MCR $6.17
American Health Plan MCR $6.23
AvMed MGMCR $6.23
Align Senior Care MGMCR $6.29
Florida Complete Care MCR $6.29
Cigna Healthspring MCR $6.29
Gold Kidney of Florida MCR $6.41
Centurion GVT $6.47
Clear Spring Health MCR $6.47
CarePlus MGMCR $6.70
Ultimate Health Plan MCR $6.76
Longevity Health Plan MCR $7.06
Solis Health Plan MCR $8.53
Oscar HIX $8.53
Simply Healthcare HIX $9.17
CorVel Corporation WORKERSCOMP $91.36
Prime Health WC $93.28
Careworks (Rockport Community) WORKERSCOMP $96.17
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Specimen fat stain at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando not published $5.88 – $15.58
UCF LAKE NONA HOSPITAL Orlando not published $5.33 – $93.28
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $164.00 $4.70 – $93.14
cleveland clinic florida weston hospital Weston $7.15 $2.34 – $9.35
martin north hospital Stuart $7.15 $2.46 – $8.66
Baptist Hospital MIAMI $77.35 $0.54 – $107.10
Bethesda Hospital East BOYNTON BEACH $77.35 $2.58 – $107.10
Boca Raton Regional Hospital BOCA RATON $65.65 $5.88 – $40.49

All Florida hospitals for this procedure →