Psychotherapy patient individual therapy 45 minutes at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$728.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$728.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.42 with Optimum vs $728.00 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $52.42 ↓ -93%
Freedom Health MCR $52.42 ↓ -93%
AvMed HIX $58.24 ↓ -92%
Truli for Health BSL $63.34 ↓ -91%
BCBS SBN $64.79 ↓ -91%
BCBS BSL $64.79 ↓ -91%
BCBS MBN $64.79 ↓ -91%
CorVel Corporation WORKERSCOMP $89.30 ↓ -88%
BCBS NWB $89.54 ↓ -88%
BCBS PPO $89.54 ↓ -88%
Prime Health WC $91.18 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $94.00 ↓ -87%
BCBS HMO $96.10 ↓ -87%
Simply MGMCR $112.11 ↓ -85%
Oscar HIX $116.48 ↓ -84%
Simply Healthcare HIX $121.58 ↓ -83%
Cigna ManagedCareHMO $126.67 ↓ -83%
Cigna PPO $126.67 ↓ -83%
Molina Healthcare MGMCR $138.32 ↓ -81%
Aetna QHP $144.14 ↓ -80%
BCBS PHS $145.60 ↓ -80%
Aetna HMO $164.53 ↓ -77%
Aetna PPO $164.53 ↓ -77%
Evolutions TieredNetwork $167.44 ↓ -77%
AvMed HMOFI $174.72 ↓ -76%
Sunshine State Health Plan QHP $185.64 ↓ -75%
Molina Healthcare HIX $196.56 ↓ -73%
AvMed ASOEO $203.84 ↓ -72%
Humana PPO $203.84 ↓ -72%
Humana HMO $203.84 ↓ -72%
Aetna ASA $218.40 ↓ -70%
United OptionsPPO $243.15 ↓ -67%
United GlobalBenefitPlan $327.60 ↓ -55%
Plotkin Health COMM $364.00 ↓ -50%
Prime Health Sheriff COMM $364.00 ↓ -50%
AvMed HIXOON $364.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $364.00 ↓ -50%
Multiplan PRIMARYPPO $546.00 ↓ -25%
Multiplan Primary $567.84 ↓ -22%
Evernorth BHCOMM $582.40 ↓ -20%
PPO Next PPO $618.80 ↓ -15%
PPO Next COMM $618.80 ↓ -15%
Multiplan Complementary $618.80 ↓ -15%
Multiplan COMPLEMENTARYPPO $618.80 ↓ -15%
NovaNet COMM $655.20 ↓ -10%
Beacon Health Options MCR $728.00 ↑ +0%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $388.00 $185.35 – $491.19
UCF LAKE NONA HOSPITAL Orlando not published $89.30 – $91.18
Adventhealth Tampa Tampa $1,649.95 not published
Adventhealth Port Charlotte Port Charlotte $535.00 not published
cleveland clinic florida weston hospital Weston $637.00 $46.96 – $512.55
martin north hospital Stuart $637.00 $82.21 – $735.00
indian river hospital Vero Beach $637.00 $46.96 – $833.00
Baptist Hospital MIAMI $418.60 $92.61 – $579.60

All Florida hospitals for this procedure →