Neck (Cervical Spine) MRI (without contrast) at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $15,530.60 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79
Freedom Health MCR $1,118.20
Optimum MGMCR $1,118.20
Aetna QHP $1,580.00
AvMed HIX $1,625.00
Aetna PPO $1,947.00
Aetna HMO $1,947.00
CorVel Corporation WORKERSCOMP $2,342.66
Simply MGMCR $2,391.71
Prime Health WC $2,391.98
Careworks (Rockport Community) WORKERSCOMP $2,465.96
Molina Healthcare MGMCR $2,950.81
AvMed HMOFI $3,110.00
AvMed ASOEO $3,418.00
Sunshine State Health Plan QHP $3,960.30
Molina Healthcare HIX $4,193.26
Aetna ASA $4,659.18
United OptionsPPO $5,187.22
United GlobalBenefitPlan $6,988.77
Prime Health Sheriff COMM $7,765.30
Prime Health Sheriff WORKERSCOMP $7,765.30
AvMed HIXOON $7,765.30
Plotkin Health COMM $7,765.30
Multiplan PRIMARYPPO $11,647.95
Multiplan Primary $12,113.87
Evernorth BHCOMM $12,424.48
PPO Next COMM $13,201.01
Multiplan COMPLEMENTARYPPO $13,201.01
Multiplan Complementary $13,201.01
PPO Next PPO $13,201.01
NovaNet COMM $13,977.54
Beacon Health Options MCR $15,530.60

Visitor-reported prices

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Neck (Cervical Spine) MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $9,646.00 $249.17 – $717.64
UCF LAKE NONA HOSPITAL Orlando $14,632.49 $517.79 – $2,391.98
Adventhealth Daytona Beach Daytona Beach $5,962.04 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $13,405.00 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $5,666.42 $236.71 – $703.89
Adventhealth Tampa Tampa $5,392.26 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $5,684.42 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $9,072.31 $249.17 – $454.98

All Florida hospitals for this procedure →