MRI chest without & w/contrast at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$819.50 with Optimum vs $11,382.00 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $819.50
Freedom Health MCR $819.50
United AllPayerAppendix $828.27
Aetna QHP $1,580.00
AvMed HIX $1,625.00
Simply MGMCR $1,752.83
Aetna PPO $1,947.00
Aetna HMO $1,947.00
Molina Healthcare MGMCR $2,162.58
Sunshine State Health Plan QHP $2,902.41
Molina Healthcare HIX $3,073.14
AvMed HMOFI $3,110.00
Aetna ASA $3,414.60
AvMed ASOEO $3,418.00
CorVel Corporation WORKERSCOMP $3,554.39
Prime Health WC $3,629.22
Careworks (Rockport Community) WORKERSCOMP $3,741.46
United OptionsPPO $3,801.59
United GlobalBenefitPlan $5,121.90
AvMed HIXOON $5,691.00
Plotkin Health COMM $5,691.00
Prime Health Sheriff COMM $5,691.00
Prime Health Sheriff WORKERSCOMP $5,691.00
Multiplan PRIMARYPPO $8,536.50
Multiplan Primary $8,877.96
Evernorth BHCOMM $9,105.60
PPO Next COMM $9,674.70
PPO Next PPO $9,674.70
Multiplan COMPLEMENTARYPPO $9,674.70
Multiplan Complementary $9,674.70
NovaNet COMM $10,243.80
Beacon Health Options MCR $11,382.00

Visitor-reported prices

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MRI chest without & w/contrast at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $7,813.00 $364.32 – $1,200.02
UCF LAKE NONA HOSPITAL Orlando $10,721.55 $828.27 – $3,629.22
Adventhealth Daytona Beach Daytona Beach $6,295.83 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $11,302.34 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $5,702.71 $346.11 – $1,177.02
Adventhealth Tampa Tampa $7,513.52 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,994.31 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $9,053.14 $364.32 – $687.95

All Florida hospitals for this procedure →