Lower Back (Lumbar Spine) MRI (with and without contrast) at HCA FLORIDA OSCEOLA HOSPITAL
5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$828.27 with United vs $20,065.45 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $828.27 | — |
| Freedom Health | MCR | $1,444.71 | — |
| Optimum | MGMCR | $1,444.71 | — |
| Aetna | QHP | $1,580.00 | — |
| AvMed | HIX | $1,625.00 | — |
| Aetna | PPO | $1,947.00 | — |
| Aetna | HMO | $1,947.00 | — |
| Simply | MGMCR | $3,090.08 | — |
| AvMed | HMOFI | $3,110.00 | — |
| AvMed | ASOEO | $3,418.00 | — |
| CorVel Corporation | WORKERSCOMP | $3,454.37 | — |
| Prime Health | WC | $3,527.09 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $3,636.18 | — |
| Molina Healthcare | MGMCR | $3,812.44 | — |
| Sunshine State Health Plan | QHP | $5,116.69 | — |
| Molina Healthcare | HIX | $5,417.67 | — |
| Aetna | ASA | $6,019.64 | — |
| United | OptionsPPO | $6,701.86 | — |
| United | GlobalBenefitPlan | $9,029.45 | — |
| AvMed | HIXOON | $10,032.73 | — |
| Prime Health Sheriff | WORKERSCOMP | $10,032.73 | — |
| Plotkin Health | COMM | $10,032.73 | — |
| Prime Health Sheriff | COMM | $10,032.73 | — |
| Multiplan | PRIMARYPPO | $15,049.09 | — |
| Multiplan | Primary | $15,651.05 | — |
| Evernorth | BHCOMM | $16,052.36 | — |
| Multiplan | COMPLEMENTARYPPO | $17,055.63 | — |
| Multiplan | Complementary | $17,055.63 | — |
| PPO Next | PPO | $17,055.63 | — |
| PPO Next | COMM | $17,055.63 | — |
| NovaNet | COMM | $18,058.90 | — |
| Beacon Health Options | MCR | $20,065.45 | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Orlando | Orlando | $13,509.00 | $364.32 – $1,200.02 |
| UCF LAKE NONA HOSPITAL | Orlando | $18,905.01 | $828.27 – $3,527.09 |
| Adventhealth Daytona Beach | Daytona Beach | $7,531.00 | $346.11 – $865.63 |
| Adventhealth Lake Wales | Lake Wales | $18,799.04 | $364.32 – $958.38 |
| Adventhealth Palm Coast Parkway | Palm Coast | $7,520.61 | $346.11 – $1,177.02 |
| Adventhealth Tampa | Tampa | $8,443.80 | $364.32 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $6,349.69 | $346.11 – $1,130.31 |
| Adventhealth Port Charlotte | Port Charlotte | $11,491.19 | $364.32 – $687.95 |